Gyanendra Agrawal, CFA

Experience

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  ICRA

  Jun 2010 - Jul 2010

  Intern

  SME Rating DivisionAnalyzed ICRA’s SME rating model to identify significant/insignificant variables in default prediction.

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  Deutsche Bank

  May 2011 - Jul 2011

  Intern

  Interest Rate Swap Trading DeskBuilt a macro finanace term structure model and studied how macroeconic shocks affect the yield curve.

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  Deutsche Bank

  Jun 2012 - Aug 2018

  Assistant Vice President - Delta One Equity APAC

  1. Generate Tactical/Thematic ideas by identifying themes shaping up in the region using quant screening tools, fundamental equity/macro analysis & in house research.2. Decompose the cost of Buying, Selling & Holding delta one instruments like ETFs, Index Swaps and Futures to help clients choose the products best suited to their needs. 3. Optimize for Maximum Index level Tradable Notional and Minimum Tracking Error based on stock level trading volume and borrow availability.4. Cross work with Securities Lending, Trading and liaise with various middle/back office teams to ensure accurate and timely client service. Show less

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  Paytm

  Oct 2018 - Mar 2022

  AVP - Business Product Head - Paytm Postpaid

  1. Envisaged the product construct, prepared annual operating plans and spearheaded launch of three digital consumer lending products - Postpaid: Buy Now Pay Later, Bill EMI & Personal Loan: Direct Cash advance.2. Led business product & growth managers to scale Postpaid to #1 BNPL in India. 3. Developed a completely digital loan onboarding journey including KYC, BRE and agreement sign. 4. Introduced multiple features to drive Spends per active Postpaid users - Autodebit flow, Add money to wallet, Fastag auto pay and Rent payment via Postpaid.5. Negotiated commercials and onboarded two NBFCs as the lender partners.6. Optimized revenue and cost line items to achieve positive unit economics for the product.7. Awarded Paytm’s Hall of Fame (highest award for the employees) for excellent performance. Show less

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  Bajaj Finserv

  Mar 2022 - now

  • National Head - Digital Platform Unit

    Oct 2024 - now

  • National Manager - Personal Loans

    Mar 2022 - Sept 2024