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Rakesha Kumara

Rakesha Kumara

Credit Manager

Followers of Rakesha Kumara9000 followers
location of Rakesha KumaraHyderabad, Telangana, India

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  • Timeline

  • Skills

    Analytical Skills
    Auditing
    Banking
    Business Analysis
    Business Loans
    Collections Management (Accounts Receivable)
    Credit Evaluation
    Credit Management
    Credit Reporting
    Credit Risk
    Credit Risk Management
    Credit Underwriting
    Decision-Making
    EOD
    Finance
    Financial Analysis
    Financial Services
    Loans
    Portfolio Management
    Problem Solving
    Retail Asset
    Risk Management
    SME Banking
    Soax Audit
    Team Management
    Underwriting
    Unsecured Loans
    Work Allocation

  • About me

    Associated with the India's Largest private sector banks please refer for retail assets, bank/financial credit department, BFSI profiles.

  • Education

    • KVSS Autonomous University

      2017 - 2019
      Master of Business Administration - MBA Finance and Financial Management Services A

      Finance and Marketing

    • Manipal Academy of Higher Education

      2016 - 2017
      PGDB Banking and Financial Support Services A

    • Gulbarga University, Gulbarga

      2011 - 2015
      BCA Computer Programming, Specific Applications A

  • Experience

    • ICICI Bank

      Apr 2017 - Sept 2019
      Credit Manager

      Credit and Policy Group - Unsecured Loans Salaried, Underwriting, Loan Approval, Credit Appraisal, Financial analysis, Soax Audit and Compliance.

    • HDFC Bank

      Sept 2019 - Mar 2020
      Credit Manager

      Retail Assets Lending Group - Professional Loans Credit Manager

    • Axis Bank

      Jun 2020 - Sept 2021
      Deputy Manager

      SME Business Loans Credit Manager

    • Ashv Finance

      Mar 2022 - Jan 2024
      Manager

    • Bandhan Bank

      Jan 2024 - now
      Area Credit Manager

      Team Handling Business Loans and Working Capital for Andra Pradesh and Telangana

    • Bandhan Bank

      -
      Area Credit Manager

  • Licenses & Certifications

    • Microsoft Certified IT Professional

      INDIAN INSTITUTE OF HARDWARE TECHNOLOGY LIMITED

    • Entrepreneurship Development Program

      Rudset Institute - India

    • NISM

      SEBI

    • Mutual Fund Advisory

      Mutual Funds Sahi Hai