Cong Tin Thai

Experience

• 

  HEC-ULg Advisory

  Mar 2012 - Mar 2014

  HEC-ULg Advisory is a Junior-Enterprise of the University of Liege. Created in 1991 as the EAA Consult, the JE is integrated for nearly 20 years in the Junior Enterprises JADE network.Managed by a team of fifteen students and supported by experienced lecturers, the company provides financial advisory services Our fields of expertise are:Funding AssistancePresentation of the company to financial institutionsSubsidy AssistanceAchievement of financial plans and business plans.Financial AnalysisPerformance audit Show less

  • Partner

    Mar 2013 - Mar 2014

  • Associate

    Mar 2012 - Mar 2013
• 

  HEC ULg Investing Group

  Aug 2013 - Aug 2015

  Senior Analyst -Service Sector Leader

  HEC-ULg Investing Group (HUIG) is a dynamic and competitive investment club organized with and for the members of HEC-ULg, the Management School of the University of Liege (academic and scientific staff but also students and alumni). By managing a portfolio of more than 300 000 euros (in 2013), learning and practicing financial valuation techniques, but also exploiting the trading room of HEC-ULg, HUIG offers its members a precious and unique opportunity in asset management.

• 

  CBC Banque & Assurance

  Jul 2014 - Jul 2014

  Bank Teller

  Taking deposits from the customers and assisting them in their financial transactions.

• 

  BNP Paribas Fortis

  Sept 2014 - Jan 2015

  Leveraged Finance Intern

  • Preparing cash flow modelling and scenario analysis• Market analysis, as to assess economic potential within specific segments or geographies• Providing risk analysis (RAROC)• Preparing presentation paper (screening memos and pitches)• Participating to administrative tasks around the loan execution

• 

  Deloitte Luxembourg

  Sept 2015 - Mar 2016

  Analyst - Corporate Finance Advisory

  - Buy-side due diligence in the banking sector- Valuation of companies and banks in the context of transactions and for accounting and tax purposes.

• 

  EY

  Mar 2016 - Feb 2018

  Senior Financial Banking Auditor & Consultant

  - Test the design and effectiveness of internal controls by completing walk-throughs of complex busineseses and analyzing results of corporate and private banks- Produced financial statement reports documenting audit processes and balances- Advised leading organizations on technical accounting and financial reporting issues- Counseled large banks on accounting for high-value mergers and acquisitionsKey highlights:- Loan impairment testing, credit review analyzes including monitoring of collaterals (eg. Syndicated, Lombard, Mortgages,...)- Conduct record reviews on repos and reverse repos Show less

• 

  Commission de Surveillance du Secteur Financier (CSSF)

  Mar 2018 - Mar 2021

  Banking Regulatory Supervisor

  • Prudential supervision for a portfolio of banks (analysis of the regular reporting and reports,review of regulatory compliance and assessment of risks and risk bearing capacity).• Participation in on-site inspections.• Review of banking mergers, acquisitions, branches establishment, capital issuance• Participation in Joint Supervisory Teams (JST) within the Single Supervisory Mechanism (SSM).• Preparation of Supervisory Review and Evaluation Process (SREP)

• 

  PwC South East Asia Consulting

  Mar 2021 - Apr 2022

  Manager Risk & Regulatory Transformation

  ICAAP project implementation for various largest commercial banks (top3) in Vietnam: - Gap analyzed and developed roadmap to close ICAAP gap in accordance with SBV Circular 13 - Established capital monitoring tools – RWA optimization & capital adequacy planning - Developed methodologies and policies to assess material risks, quantify stress test capital for Pillar 1 and Pillar 2 - Implemented consolidated ICAAP methodologies

• 

  Single Resolution Board

  May 2022 - now

  Bank Resolution Expert

  - Oversight and review of resolution plans of less significant institutions (<2,000 banks)- Ensure implementation of relevant SRB policies (e.g. Expectations for banks) at LSI level- Coordinate workshops with the 21 national resolution authorities and other European stakeholders (e.g. ECB, European Commission,...) on resolvability assessment, resolution plan, crisis management, MREL decisions- Prepare various periodic notes and reports (e.g. quarterly and annual), briefings to the Management - Member of horizontal workstream on liquidity in resolution Show less