Ashwin Kumar , CFA

Experience

• 

  Tata Consultancy Services

  Oct 2011 - Oct 2013

  Systems Engineer

  Client Management:• SPOC for 3 global applications which generated a revenue of around 20 million Euros for TCS• Raised 50 + severe defects which stabilized the applications before deployment in live platformRequirement Analysis:• Mapped business & functional requirements using traceability matrix, ensuring 100% coverage• Identified regression suites for test case preparation, saving around ~1 lac euros in each quarter

• 

  State Bank of India

  Dec 2013 - Jun 2014

  Assistant Manager

  • Managed the SME portfolio of a SBI scale -V branch having total business of ~Rs. 2000 Cr.• Prepared renewal/review proposals & DP note, followed up with clients for irregularity

• 

  CRISIL Limited

  Apr 2015 - May 2015

  Summer Intern

  Policy & Transaction Advisory:• Coordinated with Clients and assisted them in preparation of port policy and Water sports policy• Single Point of Contact for preparation of Water sports Policy of Maharashtra Maritime Board• Prepared RFP & concept notes on Cluster Development, Coastal Tourism and Swiss Challenge Need gap Analysis in Infra Consulting:• Conducted Market Research to identify consulting needs in Transport & Logistics sector • Analysed Government Initiatives in Infrastructure development to identify Consulting opportunities Show less

• 

  Axis Bank

  Jun 2016 - now

  Responsibilities:Credit Analysis:• Handled a total portfolio of ~Rs. 15,000 crores spread across diverse sectors such as Petroleum, Oil & Gas, Telecom, Shipping, Logistics, Airlines, Infrastructure Construction (EPC), Power etc.• Got 10 NTB (~Rs. 2,200 crores) proposals sanctioned in FY21, 22 NTB sanctions in last 3 years.• Extensive experience in working capital limit assessment, Term Loans/ECB & project finance.• Liaised with clients (CFO’s/GM Fin) to understand business requirements and devised financial solutions.• Prepared and negotiated term sheet with the clients and ensured documentation in minimal TAT.• Presented the proposals in committee meetings, addressed queries of committee members.Portfolio Monitoring & Rel. Management • Actively monitored borrowal accounts for asset quality reviews, early warning signals etc., and mitigated them by negotiating security terms & prescribing relevant covenants etc., for improving the credit portfolio.• Ensured Compliance with Bank’s credit policy and RBI circulars. Show less

  • Assistant Vice President

    Apr 2022 - now

  • Senior Manager

    Apr 2018 - May 2022

  • Manager

    Jun 2016 - Apr 2018