Unnati Mehra

Experience

• 

  ICICI Bank

  Aug 2014 - Feb 2020

  • Managed a portfolio of more than 800 clients across multiple regions for ICICI Corporate and Retail Segment• Owned the post-sanction formalities for disbursement of the working capital facility (document preparation and limit set up) to corporate and retail clients with due diligence and further documenting each transaction• Spearheaded the Checklist Automation Project which increased the team efficiency and enabled them to handle the 15% YoY growth in the clientele with the same team strength. After a successful pilot run in the region, facilitated launch across the country with more than 20 regions• Being the SPOC for Delhi (NCR) region, carried out UAT for all internal projects aimed to increase the process efficiency and provided timely feedback to ensure high-quality rollouts• Ensured credit administration activities such as filing of the charge, legal documentation, write reports, etc with the organization’s code and conduct regulations. • Strong organizational skills to coordinate and prioritize several concurrent requests from different Relationship Manager Show less • Contributed to a Portfolio Growth of more than 60% in FY2014-2016• Sourcing of potential client and Assessing Credit Worthiness and operational risk by studying requisite credit history and financial background like income, assets, debt, and property of the borrower for providing apt loan solutions • Administered Credit Appraisal encompassing analytical review of Financial Statement (accounting), Business Feasibility and Operations review of Client’s account and Portfolio Management• Strong relationship skills by understanding customers needs and ensuring 100 percent compliance in handling their day-to-day queries• Key contributor in formulating future objectives and operational policies and procedures for process improvements • Continuously worked with relevant stakeholders for process improvements and timely loan disbursements• Sound knowledge of Onboarding, know your customer/know your client (KYC), and portfolio management of existing client• Educating existing and new customers on mobile and online banking and build confidence in customers for products and services offered Show less

  • Deputy Manager

    Aug 2016 - Feb 2020

  • Relationship Manager

    Aug 2014 - Aug 2016
• 

  BMO Financial Group

  May 2021 - now

  Documentation Specialist