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Akash Sharma

Akash Sharma

Credit Officer

Followers of Akash Sharma8000 followers
location of Akash SharmaDelhi, India

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  • Timeline

  • About me

    Credit Risk Manager at SMEcorner Secured loan || Unsecured loan

  • Education

    • Guru Gobind Singh Indraprastha University

      2010 - 2013
      Graduation BBA ( Banking and insurance) Student

      Activities and Societies: BBA in banking and insurance with first division BBA ( Banking & Insurance ) is 3 year program from IP university

    • Kendriya Vidyalaya

      1998 - 2010
      CBSE commerce student

      Schooling from Kendriya vidiyalaya

    • Indira Gandhi National Open University

      2017 - 2019
      M.com Accounting and Finance student

      M.com from ignou university ( Delhi )

    • Institute of Management Technology, Ghaziabad

      2013 - 2015
      Master of Business Administration - MBA Finance Student

      Activities and Societies: NA MBA in finance and international business and its a 2 years 6 months program due to dual degree taken from IMT Ghaziabad.

  • Experience

    • HDFC Sales Pvt Ltd

      Jun 2013 - Feb 2016
      Credit Officer

      Junior credit officer- underwriting loans , KYC verification , ITR verification Banking analysis etc.

    • Indiabulls Housing Finance Ltd

      Mar 2016 - Dec 2017
      Assitant Manager

      Home loan / LAP / Balance transfer loan ( BT ) / Re-finance loan- Internal adjustment loans etc.

    • Utkarsh Small Finance Bank

      Dec 2017 - Mar 2019
      Credit Manager

      Home loans , Underwriting ,Credit appraisal memo ( CAM ) , PD with clients , Home loan solution , Home loan adviser , Credit information, loan sanction , Loan disbursement , Loan against property , Balance transfer( BT ) , Salaried and self employed cases etc

    • IIFL (India Infoline Group)

      Mar 2019 - Sept 2019
      Deputy manager - Credit

      Home loan/MSME loan/ business loan/personal loan / credit underwriting/ Team handling etc.

    • SMEcorner

      Oct 2019 - now
      Credit Risk Manager

      Into underwriting of DSA /DST verticals - In business loan and LAP.Understand the business model at physical PD, underwriting of the case , recommendation and decisions of the case , sanctioning of loan , pre-sanction & post sanction relations with the customer , client monitoring , collection follow ups etc.

  • Licenses & Certifications

    • Certification in generative AI

      Powered by Google cloud
      May 2025

    • Certification in Chat GPT for finance

      Simplilearn
      May 2025

    • Certification in financial management

      IMT CDL Ghaziabad
      Mar 2025

    • Certification in MSME from IIBF

      Indian Institute of Banking & Finance (IIBF)
      Mar 2024

    • Certified in Finance from (IIBF) Indian institute of banking and finance.

      Indian Institute of Banking & Finance (IIBF)
      Sept 2022

    • Certificate in AML KYC from IIBF -Indian institute of banking and finance

      Indian Institute of Banking & Finance (IIBF)
      Dec 2023