Jeffry Mather

Experience

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  Hatton National Bank PLC

  Feb 1992 - Apr 1996

  Senior Banking Officer / Assistant

  Team member / lead of Systems and Controls and issuing of cards relating to HNB Cashline (Debit Card) and HNB MasterCard

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  Commonwealth Bank of Australia

  Sept 1996 - Apr 2016

  Senior Credit Analyst

  Senior Credit Analyst - (August 2003 to April 2016) : Credit Decisioning, Retail Banking Services - Risk Management, Commonwealth Bank of Australia, Melbourne- Responsible for assessing and Decisioning of complex / Self-Employed Home Loan applications received from the Third Party Broker Channel & Prop channel that fall within PCAA (Personal Credit Approval Authority). Exercised $3,000,000.00 PCAA with the exceptions authority:- From time to time helping with CQRA (Credit Quality and Risk Assurance) Team with reviewing credit approvals and identifying breaches and possible process improvements etc. - Referral point on Home Loan Policy matters, for junior credit analysts.- Implementation of policy and management directives- Ensuring legal processes and safe guards associated with Consumer Credit Products are monitored and relevant changes to systems and processes are implemented- Promoting environment of origination within Bank’s lending policy and making recommendations / decisions with regard to Bank Home Loan Lending PolicyBusiness Banker / Commercial Business Manager / Credit Officer(Dec. 1999 to July 2003) Commonwealth Bank Business Banking Centre Heidelberg / Ivanhoe / Fairfield- Assessment of Business and Home Loans exercising $800,000.00 CAA - Manager / Management of Loan Portfolio (Up to 400 small businesses) – Retaining existing clients while attracting new clients.Operations Officer – Commonwealth Bank - Melbourne Operations Centre (September 1996 to Nov. 1999)- Inward & Outward Dishonors Area / Special Clearances & Bank Cheque Area Show less

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  Accountants and Tax Agents Pty Ltd trading as Lenders Home Loans

  Jun 2016 - now

  General Manager - Finance and Mortgage Broking

  As a Professional Credit Advisor and MFAA & FBAA Accredited Finance Broker with over 21+ Financial Institutions including all Major Banks in Australia, responsible for the Finance and Mortgage Broking arm of Accountants and Tax Agents Pty Ltd trading as Lenders Home Loans.