Segametsi Sethantsho

Experience

• 

  Barclays

  Dec 2001 - Nov 2006

  As a performance analyst, I was responsible for delivering timely and creative management information. I highlighted areas of excellent performance and under performance. I also supported the Head of Retail Performance in proposing and bidding for annual targets. I also supported the Head of Retail Performance and Senior Retail managers in the division of, cascade and communication of cluster performance targets. I compiled management information for nine branches and had service champions who reported sales figures to me on a daily basis. Show less

  • Corporate Relationship Manager

    Jun 2004 - Nov 2006

  • Retail Branch Manager

    Oct 2002 - Jun 2004

  • Retail Performance Analyst

    Dec 2001 - Oct 2002
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  Stanbic Bank Botswana

  Nov 2006 - Nov 2013

  I was tasked with recommending appropriate facilities in line with risk evaluation, present and defended my judgments to client in a manner, which did not negatively affect the business relationship. I identified credit and risk management at the source of the deal negotiation. I also conducted credit evaluation interviews to obtain sufficient and appropriate information to evaluate business risk and deal viability. I sometimes decline non-viable deals at source; however other times work in partnership with the Account Executive and clients to identify alternatives that could bring the deal within acceptable risk parameters relative to profitability. On top of managing a team of 3 managers who assist in origination credit papers, I personally handle the mining and the public sector portfolios for the bank. Show less I was head hunted for this role by Stanbic Bank Botswana. I identified credit and risk management at the source of the deal negotiation. I also conducted credit evaluation interviews to obtain sufficient and appropriate information to evaluate business risk and deal viability. I sometimes declined non-viable deals at source; however other times work in partnership with the Account Executive and clients to identify alternatives that could bring the deal within acceptable risk parameters relative to profitability. I was tasked with recommending appropriate facilities in line with risk evaluation, present and defend my judgments to client in a manner, which did not negatively affect the business relationship. Show less

  • Head, Credit Origination

    Jul 2009 - Nov 2013

  • Manager, Credit Origination

    Nov 2006 - Jul 2009
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  Barclays

  Nov 2013 - Sept 2018

  I was responsible for leading the Consumer Risk Unit, which is responsible for providing high quality risk management services to all the Bank’s Retail lending teams ensuring adherence to risk policy and procedures. My main responsibility in this role is assessment, monitoring and controlling the Bank’s Consumer lending portfolio. I am also responsible for determining risk appetite for the Bank and ensuring that the consumer portfolio operates within the determined appetite. I was responsible for management of the entire Credit Cycle in aggregate also responsible for all change initiatives for Retail Credit Risk. I also held Credit Risk accountability into product reviews / new products Setting of retail risk appetite and accountable for Retail impaired debt portfolio and management of outsourcing partners Policy formulation / circulars. I am the owner of the Retail Risk policies and Procedures and Manuals.

  • Consumer Risk Director

    Sept 2015 - Sept 2018

  • Head of Portfolio Management

    Nov 2013 - Sept 2015
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  BancABC

  Sept 2018 - Dec 2021

  Head Of Credit
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  Access Bank (Botswana) Plc

  Nov 2021 - now

  Evaluates Access Bank’s risks by monitoring regulatory, technical and competitive factors.

  • Chief Risk Officer

    Mar 2022 - now

  • Head of Credit Risk

    Nov 2021 - Oct 2022