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Nadim Ashraf

Nadim Ashraf

Associate Risk Analyst

Followers of Nadim Ashraf616 followers
location of Nadim AshrafKolkata, West Bengal, India

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  • Timeline

  • About me

    Post Graduate in Finance || FRM (I) || Credit Risk modeling (PD, LGD, EAD,) || IRB model || Scorecard model || ECL, CECL calculation || IFRS9 Staging classification || ICAAP || Model Validation || Model Development

  • Education

    • IBS Bangalore

      2011 - 2013
      PGPM Finance

      Post Graduate program in Management

    • West Bengal University of Technology

      2008 - 2011
      BCA Computer Application A

  • Experience

    • XL Dynamics

      Feb 2013 - Jan 2016
      Associate Risk Analyst

      • Analyze credit worthiness of mortgage files using information regarding income, employment, Debt, Collateral, DTI ratio, Credit report etc. to check the borrower’s character and capacity of repay.• Review mortgage on parameters of secondary market requirement.• Feed the data in Desktop underwriter to get the score and based on it provide Approval/Denial of loan application.

    • Anand Rathi Wealth Limited

      Feb 2016 - Sept 2021
      Account Manager (Investment Portfolio)

      Providing advice regarding potential cash management and lending solutions to HNI clients.• Communicate and meet with prospects and make them aware of wealth management, financial planning services and investment advisory to get them onboard• Build, promote and maintain an adequate pipeline of opportunities to meet all the private banking targets including Equities, Debt, Mutual Funds, Structured Products, PMS, etc.

    • Peaks2Tails

      Oct 2021 - Sept 2023
      Finance Trainee

      Financial Risk Management, Credit Risk Model Development, Model Validation, Python

    • Acies

      Dec 2023 - Dec 2024
      Credit Risk Specialist

      Credit Risk Modelling, Model development & validation (IFRS9 - PD, LGD, EAD), Scorecard and rating models, Documentation.

    • Advanced Financial Solutions

      Jan 2025 - now
      Credit Risk Specialist

      Model development & validation (IFRS9 - PD, LGD, EAD), Scorecard and rating models, Documentation.

  • Licenses & Certifications

    • Credit Risk Modelling

      Peaks2Tails
      May 2023

    • FRM Part 1

      Global Association of Risk Professionals (GARP)
      Sept 2022