Ramprasad Sasi

Experience

• 

  Toshiba Business

  Oct 2011 - Feb 2012

  Management Intern
• 

  THE FEDERAL BANK LIMITED

  Mar 2012 - Aug 2023

  • Collaborating with stakeholders, such as senior management, department heads, and regulatory bodies, to review and discuss the analyzed financial data which is extracted from various sources, such as Finacle databases, and other financial reports.• Applying statistical analysis techniques to the extracted data to identify patterns, trends, and anomalies. Monitoring key financial indicators and metrics on an ongoing basis to identify areas of concern or improvement.• Successfully implemented and managed AML KYC processes, ensuring adherence to regulatory requirements and promoting a robust compliance framework within the organization. Providing recommendations based on the analysis to optimize financial performance, minimize risks, and enhance operational efficiency. Ensuring data accuracy and integrity by implementing appropriate data governance and quality control measures.• Staying updated with industry trends, regulatory changes, and best practices in financial analysis to enhance expertise and provide valuable insights. Closely worked with other departments of the bank including arrear recoveries and has a vast knowledge in credit risk . Ensures compliance within the branch to avoid any risk and defaults related to loans. Show less • Plan, organize and maintain the Corporate Portfolio of zone, being single point of contact of Salary clients.• Monitor Non-funded Corp. Salary Accounts and ensure timely funding and making sure all accounts are opened and maintained following regulations and banks policies.• Managed a portfolio of more than half million salary accounts adhering to the regulations.• Support the Branches in bringing in new Corporate Salary tie ups. Network to develop business relations, promote the sale of Banking services to attract corporate salary clients.• Monitor market trends and propose/design customized salary kits. Formulate and drive campaigns in consultation with Zonal Head/Regional Head for improving Corp. Salary Portfolio as and when necessary.• Identify and recruit relationship managers and provide for their training needs. Recruit personnel´s for handling account opening and related works Show less • Interacted with a diverse group of people and could understand their views and financial needs .• Assisted NRI customers with setting up or closing accounts, completing loan applications and signing up for new services.• Identified sales opportunities and referred customers to branch partners in financial services.• Promoted products or services to each customer to consistently achieve sales targets.• Answered telephone inquiries on banking products including checking, savings, loans, and lines of credit.• Enthusiastically greeted customers and offered dedicated service during entire transaction, improving bank satisfaction ratings.• Helped Diverse people attain their knowledge on international banking.• Cracked the competitive intra-bank exam and became one out of 450 employees to Qualify for International Deputation to Oman.• Brought 300 Million worth of NRI deposits to the bank in the shortest span of 2 years Show less • Identified sales opportunities and referred customers to branch partners in financial services.• Promoted products or services to each customer to consistently achieve sales targets.• Answered telephone inquiries on banking products including checking, savings, loans, and lines of credit.• Enthusiastically greeted customers and offered dedicated service during entire transaction, improving bank satisfaction ratings.• Interacted with customers professionally by phone, email or in-person to provide information and directed to desired staff members. Show less • Produced high-quality documents, spreadsheets and presentations for internal and customer-facing needs using Finacle.• Interacted with customers professionally by phone, email or in-person to provide information and directed to desired staff members.• Kept physical files and digitized records organized for easy updating and retrieval by authorized team members.• Reviewed and streamlined digital file systems to reduce user errors. Provided direction and leadership to all employees to maximize productivity and bottom-line profitability.• Represented bank at community events to establish strong ties and promote business.• Encouraging employee development and promoted management staff from within.• On the second week of joining, canvassed a savings deposit amounting to 1.2 Million.• Became a winner in the SIP campaign that accounted for selling over 150 SIP to customers in 4 weeks´ time Show less

  • Senior Manager

    Nov 2020 - Aug 2023

  • Head corporate salary

    Apr 2017 - Nov 2020

  • International Business Development Manager

    Mar 2015 - Apr 2017

  • Assistant Manager

    Apr 2013 - Apr 2015

  • Probationary Officer

    Mar 2012 - Apr 2013
• 

  Starling Bank

  Aug 2023 - now

  Due Diligence Analyst

  • Successfully spearheaded AML & CTF Investigations teams, overseeing the meticulous examination of Suspicious Activity Reports (SARs) to ensure a comprehensive investigation of potential financial crimes.• Efficiently managed and cultivated a team of 5, specializing in navigating complex Politically Exposed Persons (PEP) cases and various financial crime scenarios.• Collaborated closely with senior stakeholders to deliver insightful reports on emerging trends and risks, showcasing expertise in combatting diverse financial crimes, including fraud, money laundering, and other illicit activities.• Proactively adjusted investigation approaches to stay ahead of external AML/CTF threats, streamlining processes related to SARs, PEP, and other financial crime indicators.• Cultivated robust relationships with both internal and external stakeholders, contributing significantly to a nuanced understanding of the broader financial crime landscape, while actively engaging in initiatives to enhance team culture. Show less