Shruti Tapadia

Experience

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  CA Pravin Gandhi and Co

  Jan 2009 - Jul 2012

  C.A. Article Trainee

  1. Guided Learning Under C.A. Pravin Gandhi: • Undertook Article ship during the C.A. course under the mentorship of C.A. Pravin Gandhi at P.M. Gandhi & Co. (Proprietorship).2. Practical Exposure: • Gained practical exposure to various facets of accounting, including journal entries, ledgers, and the preparation of financial statements with adjustment entries.3. Knowledge in Corporate & Allied Law: • Acquired knowledge in corporate and allied law, understanding legal frameworks relevant to business operations.4. Expertise in Direct and Indirect Tax Laws: • Developed expertise in both direct and indirect tax laws, ensuring compliance and accurate financial reporting.5. Auditing Proficiency: • Gained hands-on experience in auditing processes, contributing to a thorough understanding of audit methodologies and practices. Show less

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  Nidhi Traders (Agriculture Products & Implements)

  Feb 2013 - Jun 2017

  Associate (Finance & Strategy)

  1. Daily Ledger Management: • Implemented a robust system for maintaining daily income and expenses ledger for the business, ensuring accurate and up-to-date financial records.2. P&L Reconciliation and Reporting: • Played a key role in reconciling daily Profit and Loss (P&L) statements, reviewing, and obtaining sign-offs at the attributed level to ensure accurate financial reporting.3. Debtor and Creditor Report Reconciliation: • Led the reconciliation of Debtor and Creditor reports, providing critical insights for strategic decision-making within the organization.4. Audit Collaboration: • Worked closely with the Audit team to perform comprehensive audits, ensuring compliance with financial regulations and tax liabilities. • Conducted thorough checks during the filing of returns, contributing to the accuracy and transparency of financial reporting. Show less

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  Godrej Consumer Products Limited

  Apr 2018 - May 2018

  Management Intern

  1. Brand Review Dashboard Management: • Spearheaded the management of the Brand Review Dashboard, ensuring real-time visibility into key brand performance indicators.2. State Level MIS Development: • Built a comprehensive State Level Management Information System (MIS) for Godrej products, enhancing data-driven decision-making for brand strategies.3. Insights into FMCG Industry: • Gained a deep understanding of the FMCG industry at the individual brand level, exploring various brand performance metrics crucial for brand valuation. Show less

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  Emxcel

  Nov 2020 - Mar 2021

  Financial Analyst

  1. Financial Modeling and Forecasting: • Analyzed financial data and developed financial models and forecasts for SAAS-based IT products, aiding strategic decision-making for the company.2. Cost Analysis and Process Optimization: • Led the cost analysis process for operations, establishing and enforcing policies and standard procedures. • Provided trends, forecasts, and explanations of processes and techniques to optimize operational efficiency.3. Data Analysis and Recommendations: • Recommended strategic actions by analyzing and interpreting data, conducting comparative analyses, and providing actionable insights to the management team.4. Valuation, Pricing & Revenue Models: • Prepared comprehensive Valuation, Pricing, and Revenue models for the Investor pitch Deck for each product, utilizing peer analyses to showcase the company's market positioning.5. Account Servicing and Administration: • Managed various regular account servicing duties, including billing report generation, client satisfaction surveying, and administrative tasks. • Ensured efficient correspondence work to maintain effective communication with clients and stakeholders. Show less

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  Deutsche Bank

  Mar 2021 - Jul 2022

  Financial Regulatory and Risk Reporting Analyst

  1. Product Expertise: • Worked extensively on a variety of financial products, including Bonds, Equity Swaps, Credit Default Swaps, Interest Rate Swaps, Options, and TRS.2. Valuation Control: • Conducted independent pricing and valuation control for Over-the-Counter Derivatives, fixed-income securities, and exchange-traded instruments. • Reconciled valuation differences between external vendor prices and Front office prices, ensuring accurate trade valuations.3. Stakeholder and Trader Interaction: • Efficiently managed queries from EMEA stakeholders and Traders, ensuring timely deliverables and addressing concerns promptly. • Investigated and reported product variances to regional counterparts, providing valid analytical explanations.4. P&L Management for Rates Business: • Led the Rates official P&L team, managing quality assurance and MIS reporting for the (Europe) Rates business. • Prepared risk and P&L reports, obtaining front office trader sign-offs using reporting tools.5. Cash and Market Conformity Control: • Cleared Cash and MCC (Market Conformity Control) breaks for credit products daily.6. Month-End Activities: • Ensured all month-end activities were performed and reported to management promptly.7. Reporting and Commentary: • Provided detailed commentary to Internal Business Groups (Financial Control, Audit, and Regulatory) on the nature of balances, P&L movements, and outstanding breaks.8. Exotic Models and NPV/P&L Reporting: • Cleared breaks in exotic models between Summit booking, pricing models, and trade documents, ensuring correct NPV and P&L reporting. Show less

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  Godrej Capital

  Jul 2022 - Aug 2023

  Assistant Product Manager

  1. Business Excellence and Customer Retention: • Spearheaded initiatives for business excellence and customer retention models, contributing to overall organizational success. • Broke down product-wise and branch Profit and loss accounts, identifying key areas for improvement.2. Performance Management and Analysis: • Monitored and evaluated business performance comprehensively, analyzing impacts on Profit/Loss, productivity, and efficiency metrics. • Conducted variance analysis to identify deviations and implement corrective measures.3. AOP Achievement: • Successfully drove the numbers for the Annual Operating Plan (AOP), ensuring alignment with organizational objectives.4. Cost Optimization: • Took responsibility for cost optimization within the organization's Profit and loss statement, identifying areas for efficiency improvement. • Collaborated with business teams to drive profitability by improving productivity.5. Incentive Program Management: • Designed and drove the incentive policy for the business team and off-role Direct Sales Team (DST). • Managed monthly calculations and release of incentives, ensuring accuracy and motivation within the teams.6. Payout Policy Implementation: • Implemented payout policies for channel partners and Direct Selling Agents (DSA) across secured and unsecured product lines. • Ensured transparent and fair payout processes to enhance collaboration and performance.7. Cost of Acquisition Management: • Took charge of managing the cost of acquisition factors, working towards achieving maximum profitability for the business. Show less

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  Citi

  Aug 2023 - now

  Financial Planning and Analysis

  Global Legacy Franchise Consumer Banking O&T - Asia Pacific 1. Led the development and review of financial planning processes: • Spearheaded the annual budget, Quarterly Mid-Year Forecast (QMMF) cycle, and monthly forecasting for the Asia Pacific Legacy Franchise Team. • Collaborated closely with key stakeholders to establish accurate and comprehensive financial plans.2. Coordinated with APAC onshore business stakeholders: • Engaged with onshore business stakeholders to gather requirements and understand their financial needs. • Established effective communication channels, ensuring seamless alignment between financial planning and business strategy.3. Provided insights to senior management: • Conducted in-depth analyses and interpretation of financial data to extract meaningful insights. • Presented insights to senior management, highlighting trends, areas of concern, and opportunities for cost optimization.4. Managed expense data uploading and verification process: • Took ownership of the expense data uploading process, ensuring accuracy and completeness. • Verified expense numbers from various geographies within the Asia Pacific region, ensuring alignment with overall financial goals.5. Performed various expense variance analyses: • Conducted detailed variance analyses between actual expenses and planned figures. • Identified reasons for variances and collaborated with relevant teams to address discrepancies or modify plans accordingly. Show less