
Aayushi Gupta
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About me
Credit Manager at HDFC Bank| MBA Finance| CA FINAL
Education

International School of Informatics & Management (IIIM)
2018 - 2020Master of Business Administration - MBA Finance 72%Ranked as no 1 institute for both MBA & MCA in Rajasthan by RTU Kota with a QIV score of 894 and 847 respectively out of 1000. Its has retained no 1 position for consecutively 3 years since the inception of QIV ratings.

The Institute of Chartered Accountants of India
2015 - 2018CA INTER
Central Board of Secondary Education
2014 - 201512th class Business/Commerce, General 93%
Central Board of Secondary Education
2012 - 201310th Class 10 CGPA
University of Rajasthan
2015 - 2018B.COM Business/Commerce, General A
Experience

CA Firm
Mar 2017 - Feb 2020Article Assistant•Finalization of Financial statements, Notes to Accounts, Explanatory Notes, drafting Audit reports.•Audit of various areas such as Fixed Assets, Depreciation, Banking, Finance, Receivable, Payables,Loans, Salaries, tax compliances, etc.•Vouching and verification of Cash Book, Bank Book, Journal Entries, Sales/Purchase Registers,Ledger Scrutiny, Statutory payments and due dates.•Verification of Statutory Compliances related to GST, TDS, Income Tax provisions, Accounting and Auditing standards.•Filing of Income tax,Gst and Tds returns.•Drafting Appeals and submissions to Income Tax Department and handling assessment proceedings. Show less

Bank of Baroda Asset Management co.
May 2019 - Jun 2019Mutual funds- InternshipSummer internship

Elite Project Management,USA
Jun 2020 - Nov 2020Accounts Manager•Expertise of working on Quickbooks, Xero and Zoho Software.•To record sale and expense accounting entries with accuracy and consistency.•To update and reconcile bank account and credit card statement.•To create new vendor and update the details of the existing vendors in the software.•To ensure quality controls according to the execution and reporting of the process.

HDFC Bank
Nov 2021 - now•Undertake the credit assessment process within defined turn-around-time (TAT).•Understanding of financial analysis, balance sheet and profit and loss accounts.•Manage the complete life-cycle of loan process, through credit application till disbursement.•Work closely with internal teams such as legal, technical valuation, filed investigation, risk containment amongst others.•Monitor loan utilization, repayment capacity, adherence to policy/guidelines and loan covenants and other critical process and compliance checks.•Keep a focus on creating high quality portfolio.•Manage all audit related work of my location, done all channel and dsa visits. Show less
Credit Manager
Dec 2024 - nowDeputy Credit Manager
Nov 2021 - Nov 2024
Licenses & Certifications

Information technology training
The Institute of Chartered Accountants of India
Honors & Awards
- Awarded to Aayushi GuptaAcademic Excellence Award -
- Awarded to Aayushi GuptaBest Presentation and communication skills -
Volunteer Experience
Volunteer
Issued by PURE INDIA TRUST (Non profit Organisation) on Jan 2019
Associated with Aayushi Gupta
Languages
- enEnglish
- hiHindi
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