Samy Gamal

Experience

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  National Bank of Egypt (NBE)

  Jul 2018 - Aug 2018

  Intern | Trade Finance

  • Authorize the import (Petroleum & other commodities) documents such as Letters of Credit, Documentary Collections, Bill of Lading and other import bills.• Record all the commissions and charges of any transactions in the Trade Finance.• Approving the INCOTERMS operations that suit the deal.• Reporting Treasury for booking USD, EUR and other foreign currencies for their clients.• Reporting the compliance to ensure that the deal matches the bank's policies.• Check and investigate all the issues and discrepancies in the trade finance transactions.• Referencing all the Letter of Credit deals with Excel sheets.• Issuing the authorization of payment SWIFTs. Show less

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  Arab Bank

  Jul 2019 - Jul 2019

  Intern | Operations

  • Issuing the authorization of different types of SWIFTs.• Issuing Bid Bond, Performance, Advance Payment and Counter Guarantee.• Categorizing all Bills of Lading and promissory drafts on Excel sheets and manually.• Back filing and archiving Letter of Credit, Letter of Guarantee, Bills of Lading drafts into their portfolios.• Forming Letter of Guarantee with its different types.• Check all the amendments requested in the Letter of Credit.

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  Arab African International Bank

  Aug 2019 - Sept 2019

  Intern | Retail Banking

  • Issuing Payroll accounts for individuals and corporates.• Issuing Debit, Credit and Prepaid cards for applicants.• Issuing Loan applications for individuals.• Authorizing deposits of all types of Cheques.• Authorizing Internal and External transfer applications.• Authorizing Letter of Credit and Letter of Guarantee applications.• Promotes AAIB products for customers.• Responding instantly to customer inquiries.• Ensure customer satisfaction and provide professional customer support. Show less

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  CFA Institute

  Oct 2019 - Feb 2020

  Participant | CFA Research Challenge

  The CFA Institute Research Challenge is an annual global competition that provides university students with hands-on mentoring and intensive training in financial analysis and professional ethics. Each student will be tested on their analytical, valuation, report writing, and presentation skills. Students gain real-world experience as they assume the role of an equity research analyst.Participated in the Local CFA Research Challenge 2020 in Egypt. Our team represented MUST University among 19 universities in the competition.Ibn Sina Pharma was the subject company for the competition.Our team responsibilities:• Preparing an Initiation of Coverage report on Ibn Sina Pharma “ISPH.CA”.• Creating a comprehensive stock valuation using DCF method.• Presenting (Buy/Hold/Sell) recommendation.• Our report covered Ibn Sina’s (Business Description, Industry Overview & Competitive Positioning, Investment Summary, Valuation, Financial Analysis, Investment Risks, Corporate Governance). Show less

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  Hassan Allam Holding

  Jan 2021 - Dec 2021

  Graduate Associate | Finance

  • Consolidation and Financial Reporting• Budgeting and Planning• Corporate Finance• Investments• Treasury

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  Attijariwafa bank Egypt

  Jan 2022 - Dec 2023

  Analyst | Mid Corporate and SMEs Banking

  • Responsible for preparing full credit proposals for existing and new to bank customers, covering the assessment of financial performance, business risks, management experience & capabilities as well as credit structure and collaterals.• Marketing bank’s credit facilities and approaching new corporate clients.• Attend meetings with superiors to analyze the company’s financial needs and capabilities.• Dealing with all aspects of clients’ renewal applications and working on credit related projects including sector analysis, client portfolios and others as required.• Take personal responsibility for delivery of exceptional customer experience in terms of day to day operational support and credit management activities.• Ensure timely resolution of any operational aspects of the assigned portfolio that may require amendment or exceptions to existing credit facilities.• Liaise with superiors within the Business line, Risk Management and related enabler units within the bank to achieve business objectives.• Achieve assigned financial and non-financial objectives by meeting all borrowing & non-borrowing needs of customers within target segments.• Responsible for quality & soundness of assigned portfolio (KYC reviews, monitor all transactions reports for due diligence, follow anti-money laundering procedures).• Ensure that the credit risk on account of funded/non-funded facilities extreme adequately mitigated through robust credit analysis and ensuring full and proper executed requisite security documentation by the customers.• Ensure compliance & regulatory policies requirements for the relationship are adhered to in line with the policies – KYC, AML, Account reviews as per Risk Levels, High Value Transaction monitoring escalation. Show less

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  Banque Misr

  Jan 2024 - now

  Senior Analyst | Mid Corporate Banking

  • Preparing full credit proposals for existing and new to bank customers, covering the assessment of financial performance, business risks, ESG risks, industry & sector analysis, projections, credit structure and collaterals as well as management experience and capabilities.• Approaching new corporate clients through marketing bank’s credit facilities and cash management solutions.• Attend meetings with superiors to analyze the company’s financial needs and capabilities.• Dealing with all aspects of clients’ renewal applications and working on credit related projects.• Handling existing client's operations and ensuring the smoothness of transaction cycle & monitoring mechanism. Show less