Manish Singh

Manish Singh

Financial Analyst

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location of Manish SinghMumbai, Maharashtra, India

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  • Timeline

  • About me

    Credit Risk and Strategy Analyst @ HDFC Bank | MBA Finance

  • Education

    • Patna University, Patna

      2018 - 2021
      Bachelor's degree Chemistry
    • Symbiosis Institute of Management Studies

      2021 - 2023
      Master of Business Administration - MBA Finance
    • Don Bosco Academy, Patna

      2015 - 2017
      Science
  • Experience

    • Collabera Inc.

      Apr 2022 - Jun 2022
      Financial Analyst
    • HDFC Bank

      Apr 2023 - now
      Credit Risk and Strategy Analyst

      Utilized Python/R/PowerBI to automate dashboard creation and monthly portfolio updates, integrating sourcing trends and portfolioanalysis for efficient reporting.Monitored the riskiest segment of the portfolio and successfully reduced by 55% new disbursements in this segment within six months.Conducted a study on borrowers' disposable income, identifying 10% of the portfolio as the most stressed and overleveraged, andimplemented strategic changes to reduce new disbursements in that segment.Assisted in developing a digital loan STP journey by streamlining processes to achieve instant approval, reducing Turnaround Time (TAT)from 1-2 hours to instantaneous, and ensuring comprehensive underwriting assessments for all applications, thereby approving onlyqualified cases and mitigating associated risks.Reviewed and validated three pivotal machine learning models (AI, ML) developed by the analytics team, utilizing credit risk analysisexpertise to identify and fortify model weaknesses, ensuring their reliability and efficacy.Led the development and distribution of the Credit Policy for the Unsecured Loans division of the bank.Helped the team to develop technical proficiency in building dashboards, models, and data extraction. Show less

  • Licenses & Certifications

    • Advanced Google Analytics

      Google analytics
      Jun 2021
    • Programming for Everybody (Getting Started with Python)

      University of Michigan | Coursera
      Aug 2021
    • Python for Finance: Beta and Capital Asset Pricing Model

      Coursera
      Oct 2022
      View certificate certificate
    • Reading Financial Statements

      Corporate Finance Institute® (CFI)
      Oct 2021
    • Bloomberg Market Concepts

      Bloomberg LP
      Jun 2021
      View certificate certificate