
Elisa Cerboni
Junior Legal Attorney

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About me
Claims Manager at Kemper
Education

Universidad Católica Andrés Bello
1996 - 2001Bachelor in Law - LLB
Universidad Central de Venezuela
2003 - 2005Major MARITIME LAW AND FOREIGN COMMERCE
Experience

PUERTOS DEL LITORAL CENTRAL, P.L.C., S.A.
Oct 2001 - Mar 2002Junior Legal Attorney
AGUILAR, MACHADO, SOSA & ASOCIADOS LAW FIRM
Jun 2002 - Jul 2004Semi-Senior Legal Attorney
Mercantil Seguros
Jul 2004 - Dec 2005Senior Banking-Corporate Attorney
Banco Nacional de Crédito, C.A. Banco Universal
Dec 2005 - Aug 2007Senior Banking-Corporate Attorney
FIDEVALORES SOCIEDAD DE CORRETAJE DE TÍTULOS VALORES
Sept 2007 - Jul 2011Personal Financial Advisor/Corporate Stock Benefit Consultant
ARSPORT, C.A.
Oct 2011 - Dec 2014Legal and Human Resources Manager of Health and Wellness Company
CONCORD SPORT, LLC
Jan 2015 - Jul 2019General and Compliance Coordinator of Health and Wellness CompanyI was assigned to promote the business and legal interests of the Venezuelan parent company and its branch. Supported Directors and managers by performing administrative, legal, and accounting functions. Revised all legal documents and ensuring that they are processed and handled in a timely efficient. Served as a link between the attorneys and the companies by handling questions, interpreting, and administering contracts. Developed new filing and organizational practices in contracted labor expenses. Negotiated and managed business transactions with external attorneys, business partners, and suppliers. Show less

Kemper
Aug 2019 - Jul 2021I was responsible for both the property damage and injury resolution for unrepresented parties. Ensured that contacts are made with insureds and claimants involved in an accident on the same day, or within 24 hours, the loss assignment is received. Conducted investigation utilizing sound investigative procedures with personal contact being made to insureds, claimants, and witnesses as quickly as possible. Assessed medical/physical condition and prior injuries of the claimant, and obtained and analyzed medical bills, wage loss reviews, and other related claims to determine the reasonableness of charges and relation of injuries to the accident. Evaluated medical records and treatment plan of the claimant. Show less I pioneered the efforts across handling the entire gamut of functions pertaining to investigating losses and identifying coverage issues. Ensured that contacts are made with insureds and claimants involved in an accident on the same day, or within 24 hours, the loss assignment is received. Determined proper coverage quickly according to company guidelines. Conducted investigation utilizing sound investigative procedures with personal contact being made to insureds, claimants, and witnesses as quickly as possible. Conducted analyses of property damage claims presented for repair and replacement using a consistent and thorough estimate review process. Partnered with SIU to identify red flags, and when appropriate, referral criteria and referral guidelines. Show less
Adjuster 3, Initial Solution Adjuster (Body Injury)
Dec 2020 - Jul 2021Auto Liability Adjuster
Aug 2019 - Dec 2020

National General
Jul 2021 - Oct 2021Material Damage, Claims Adjuster III manage functions pertaining to analyzing and researching to resolve coverage and/or damage issues. Receive claims assignments, including complex files with coverages issues- and verifies/investigates coverage and document all appropriate information. Initiate investigation by gathering facts and evidence with all interested parties completing appropriate reports. Take recorded statements, and review loss reserves and adjust or open hidden exposures as necessary. Determine subrogation or fraud potential and refer to the Unit when the potential exists or handles to the conclusion. Identify customer needs and works to meet those needs using appropriate customer service skills. Show less

Kemper
Dec 2021 - nowInitiate thorough coverage and liability investigations.Draft coverage letters as appropriate.Evaluate and resolve moderate to severe, including fatal, bodily injury claims with prompt review and respond to all demands, including time limit demands.Obtain and thoroughly analyze complex medical records and data.Research and apply applicable laws in multiple states.Submit timely large loss reports and referrals to home office when appropriate.Prepare for and deliver quality presentations of high exposure cases to upper claims management.Timely reserve losses and continue to monitor reserve adequacy.Skillfully and professionally negotiate settlements with claimants and attorneys.Adjust insurance policies for UM/UIM claims. Show less Initiate thorough coverage and liability investigations.Draft coverage letters as appropriate.Evaluate and resolve moderate to severe, including fatal, bodily injury claims with prompt review and respond to all demands, including time limit demands.Obtain and thoroughly analyze complex medical records and data.Research and apply applicable laws in multiple states.Submit timely large loss reports and referrals to home office when appropriate.Prepare for and deliver quality presentations of high exposure cases to upper claims management.Timely reserve losses and continue to monitor reserve adequacy.Skillfully and professionally negotiate settlements with claimants and attorneys.Handling Florida, Georgia and Pennsylvania claims Show less
Commercial Casualty Attorney Represented Bodily Injury Adjuster -
Jan 2025 - nowAdjuster 3, Casualty Adjuster - Attorney Represented Bodily Injury Adjuster
Dec 2023 - Jan 2025Manager 2, Claims Casualty Claims
Dec 2021 - Feb 2024
Licenses & Certifications

6-20 All lines Adjuster License.
Florida Department of Financial Services
All lines Adjuster Non- Resident License.
Texas Department of Insurance
Languages
- enEnglish
- spSpanish
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