Elisa Cerboni

Elisa Cerboni

Junior Legal Attorney

Followers of Elisa Cerboni458 followers
location of Elisa CerboniMiami, Florida, United States

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  • Timeline

  • About me

    Claims Manager at Kemper

  • Education

    • Universidad Católica Andrés Bello

      1996 - 2001
      Bachelor in Law - LLB
    • Universidad Central de Venezuela

      2003 - 2005
      Major MARITIME LAW AND FOREIGN COMMERCE
  • Experience

    • PUERTOS DEL LITORAL CENTRAL, P.L.C., S.A.

      Oct 2001 - Mar 2002
      Junior Legal Attorney
    • AGUILAR, MACHADO, SOSA & ASOCIADOS LAW FIRM

      Jun 2002 - Jul 2004
      Semi-Senior Legal Attorney
    • Mercantil Seguros

      Jul 2004 - Dec 2005
      Senior Banking-Corporate Attorney
    • Banco Nacional de Crédito, C.A. Banco Universal

      Dec 2005 - Aug 2007
      Senior Banking-Corporate Attorney
    • FIDEVALORES SOCIEDAD DE CORRETAJE DE TÍTULOS VALORES

      Sept 2007 - Jul 2011
      Personal Financial Advisor/Corporate Stock Benefit Consultant
    • ARSPORT, C.A.

      Oct 2011 - Dec 2014
      Legal and Human Resources Manager of Health and Wellness Company
    • CONCORD SPORT, LLC

      Jan 2015 - Jul 2019
      General and Compliance Coordinator of Health and Wellness Company

      I was assigned to promote the business and legal interests of the Venezuelan parent company and its branch. Supported Directors and managers by performing administrative, legal, and accounting functions. Revised all legal documents and ensuring that they are processed and handled in a timely efficient. Served as a link between the attorneys and the companies by handling questions, interpreting, and administering contracts. Developed new filing and organizational practices in contracted labor expenses. Negotiated and managed business transactions with external attorneys, business partners, and suppliers. Show less

    • Kemper

      Aug 2019 - Jul 2021

      I was responsible for both the property damage and injury resolution for unrepresented parties. Ensured that contacts are made with insureds and claimants involved in an accident on the same day, or within 24 hours, the loss assignment is received. Conducted investigation utilizing sound investigative procedures with personal contact being made to insureds, claimants, and witnesses as quickly as possible. Assessed medical/physical condition and prior injuries of the claimant, and obtained and analyzed medical bills, wage loss reviews, and other related claims to determine the reasonableness of charges and relation of injuries to the accident. Evaluated medical records and treatment plan of the claimant. Show less I pioneered the efforts across handling the entire gamut of functions pertaining to investigating losses and identifying coverage issues. Ensured that contacts are made with insureds and claimants involved in an accident on the same day, or within 24 hours, the loss assignment is received. Determined proper coverage quickly according to company guidelines. Conducted investigation utilizing sound investigative procedures with personal contact being made to insureds, claimants, and witnesses as quickly as possible. Conducted analyses of property damage claims presented for repair and replacement using a consistent and thorough estimate review process. Partnered with SIU to identify red flags, and when appropriate, referral criteria and referral guidelines. Show less

      • Adjuster 3, Initial Solution Adjuster (Body Injury)

        Dec 2020 - Jul 2021
      • Auto Liability Adjuster

        Aug 2019 - Dec 2020
    • National General

      Jul 2021 - Oct 2021
      Material Damage, Claims Adjuster II

      I manage functions pertaining to analyzing and researching to resolve coverage and/or damage issues. Receive claims assignments, including complex files with coverages issues- and verifies/investigates coverage and document all appropriate information. Initiate investigation by gathering facts and evidence with all interested parties completing appropriate reports. Take recorded statements, and review loss reserves and adjust or open hidden exposures as necessary. Determine subrogation or fraud potential and refer to the Unit when the potential exists or handles to the conclusion. Identify customer needs and works to meet those needs using appropriate customer service skills. Show less

    • Kemper

      Dec 2021 - now

      Initiate thorough coverage and liability investigations.Draft coverage letters as appropriate.Evaluate and resolve moderate to severe, including fatal, bodily injury claims with prompt review and respond to all demands, including time limit demands.Obtain and thoroughly analyze complex medical records and data.Research and apply applicable laws in multiple states.Submit timely large loss reports and referrals to home office when appropriate.Prepare for and deliver quality presentations of high exposure cases to upper claims management.Timely reserve losses and continue to monitor reserve adequacy.Skillfully and professionally negotiate settlements with claimants and attorneys.Adjust insurance policies for UM/UIM claims. Show less Initiate thorough coverage and liability investigations.Draft coverage letters as appropriate.Evaluate and resolve moderate to severe, including fatal, bodily injury claims with prompt review and respond to all demands, including time limit demands.Obtain and thoroughly analyze complex medical records and data.Research and apply applicable laws in multiple states.Submit timely large loss reports and referrals to home office when appropriate.Prepare for and deliver quality presentations of high exposure cases to upper claims management.Timely reserve losses and continue to monitor reserve adequacy.Skillfully and professionally negotiate settlements with claimants and attorneys.Handling Florida, Georgia and Pennsylvania claims Show less

      • Commercial Casualty Attorney Represented Bodily Injury Adjuster -

        Jan 2025 - now
      • Adjuster 3, Casualty Adjuster - Attorney Represented Bodily Injury Adjuster

        Dec 2023 - Jan 2025
      • Manager 2, Claims Casualty Claims

        Dec 2021 - Feb 2024
  • Licenses & Certifications

    • 6-20 All lines Adjuster License.

      Florida Department of Financial Services
    • All lines Adjuster Non- Resident License.

      Texas Department of Insurance