Valeria Ermakova

Experience

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  MAKC

  Feb 2007 - Feb 2008

  Senior Claims Specialist, Motor insurance
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  Renaissance Insurance

  Mar 2010 - Oct 2012

  Property Underwriter

  - Worked with a UK “A”-rated reinsurer within global insurance programmes. - Created and issued insurance policies for various lines (PD/BI, GL, D&O, PI, CAR&EAR) based on Master Policy T&Cs.- Consulted clients, discussed and approved changes to policy terms, controlled premium payment.- Handled negotiations and weekly conference calls with reinsurers.- In addition, performed underwriting for local property risks in Russia, monitored flood exposure and undertook research on competitors’ products. Show less

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  AM Best

  Apr 2013 - now

  Associate Director at AM Best’s analytical department, responsible for the analysis and rating recommendation of several high profile clients (life and non-life insurers). This involves the assessment of their balance sheet strength (capitalisation, asset quality and ALM, strength of reserves, appropriateness of reinsurance programme etc), operating performance, business profile and ERM.Evaluate the impact of various transactions and events (e.g. M&As, macro events) on companies’ capital requirements and business profile, using rating agency methodology and analytical tools. Regular meetings with the senior management of insurance clients (C-suite level) to discuss their financial results and strategy and provide constructive challenge.Manage a team of rating analysts, provide mentorship to them and review the analysis of their own accounts, which we then present to the rating committee, communicate to the clients and publicly disseminate as required.Author of a number of AM Best’s market reports and speaker at external and internal events on the AM Best’s methodology and insurance / macroeconomic trends, as well as specific topics such as innovation and cyber. Show less

  • Associate Director

    Jan 2020 - now

  • Senior Financial Analyst

    Sept 2016 - Dec 2019

  • Financial Analyst

    Jul 2014 - Aug 2016

  • Associate Financial Analyst

    Apr 2013 - Jun 2014