Om Pawar

Experience

• 

  Nomura

  Jul 2014 - Jul 2016

  Technology Analyst

  • Supported the firm’s Middle/Back Office Trade Processing and Risk Management Systems• Increased application availability and system up-time by working out solutions to tackle frequent problems• Improved user satisfaction by proactively reporting status to stakeholders representing multiple Business Lines• Reduced impact of high volatility scenarios by coordinating support activities across global teams • Applied functional knowledge and technical skills to handle application issues as well as business user queries related to trade flows, reconciliations and settlements• Reported frequently occurring problems, determined Long Term Solutions and tracked them to completion• Coordinated activities across teams to limit system impact during high volatility scenarios Show less

• 

  BOMBARDIER

  May 2018 - Jul 2018

  Student Consultant

  • Collected feedback regarding the "Empower You" initiative undertaken to empower People managers• Addressed Problems and Improve Change by enabling 2-way communication with managers• Made the change sustainable by preparing recommendations on the next steps and areas of improvement

• 

  Home24 SE

  Aug 2018 - Dec 2018

  Category Management Intern

  • Assist in developing category-specific strategies for the product range, running market and competitor analyses, creating detailed KPI reports and conducting workshops for purchasing team• Monitor sales figures and profit margins and derive measures for achieving ambitious sales goals within the respective categories• Implement cross-departmental processes (e.g. pricing, renegotiation, link between purchasing and marketing), document and analyse the outcome

• 

  Home Credit India

  Jun 2019 - Dec 2023

  Shaped credit policy for managing Unsecured Loans Portfolio - • Developed credit policies for diverse lending products, including Personal loans, Consumer Durable loans, Buy Now Pay Later (BNPL) and flexible Revolving loan products. • Collaborated closely with Engineering, Product, Sales & Marketing teams to effectively execute key credit policy changes, ensuring seamless alignment with business objectives.• Communicated performance of the portfolios to CXOs in a clear and concise manner• Monitored and analysed loss trends to identify emerging risks and opportunities for improvement Show less Part of POS Underwriting Team• Implemented a combined Credit Risk Scorecard using Application, Behavioural and Credit Bureau data to reduce portfolio risk • Achieved higher Average Credit Limit by integrating alternative data sources, such as Embedded Device Data, Telecommunication, and Geo spatial data, into the decision-making process. • Implemented a risk-based incentive scheme for merchants, resulting in revenue gain while maintaining a prudent risk profile.• Built robust Management Information (MI) Dashboards on Tableau to visualise and track performance metrics, enhancing decision-making capabilities within the organization. Show less

  • Manager - Risk Analytics

    Apr 2023 - Dec 2023

  • Expert - POS Underwriting

    Jun 2020 - Mar 2023

  • Rotational Management Program

    Jun 2019 - May 2020
• 

  Three UK

  Apr 2024 - now

  Lead Credit Risk Analyst