Chetankumar Gohel

Experience

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  Punjani & Dhruva Associates

  Mar 2000 - Oct 2000

  Taxation Assistant

  DeliverablesApplication processing for PAN, GIR, TDS & Constitutional ChangesScrutiny of Books of Accounts, Tax Liability Calculation, Filing of ITR & Refund formalities with AOAchievementInstalled Kitrat Software for Taxation and handled independently

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  Emirates Paper Mills Ltd. - Dubai - UAE

  Jun 2002 - Nov 2002

  Logistics Executive

  DeliverablesLiaison with Customers & Suppliers, Banks, Ministry & Chamber of Commerce, Transporters, Shipping Co. & Forwarding Agents.Coordination with Production Unit, Preparation of Production Schedules & Shipment Planning.Preparation of Bills of Lading, Bills of Exchange, LCs & Bills Discounting in Co-ordination with Banks.HR-Admin for Employees Earned Leave & Travel Arrangement.AchievementSuccessfully implemented Online Application for Certificate of Origin & Employees HR Formalities on Jebel Ali Trade Free Zone Site. Show less

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  HDFC Bank

  Jan 2004 - Feb 2008

  Operations Manager - Retail Assets

  Operations Review• Supervising Disbursement, Dealer Commission Mgt., PDDs Mgt.• Monitoring PDC Banking and Cash Banking• Reconciliation of PDC and Cash Banking, Security Deposits A/c, Interest A/c, Pay Order A/c, Suspense, Sundry Deposits A/c and Inter Office A/c• Customer Care for Ratil Assets: AL, PL, CV and CE, Loan Foreclosure, Termination, Maturity A/c and Misc. Services• Improving Branch Accounts Standard by GL scrutiny, Preparation of Annual Branch Budget and Provisioning Month on Month• Improved Audit Ratings by satisfactory compliance through SOP with FTR Approach• Scrutinizing Beginning of Day, End of Day and Exceptional Reports.• Premises Management, Admin and MISAchievement• Together as a Team - Bring Branch as Profit Making and Successful unit from sick unit• Turn Around in Internal Audit Rating (Poor to Distinction Mark)• Achieved Very Good Annual Rating through out and being honored M2E (Migration 2 Excellence) Award for the FY 2007-08 for Out Standing Performance in Gujarat Region• Branch Credit Committee Member for recurring and capital expenditure Show less

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  Reliance Capital | Reliance Group

  Feb 2008 - Jun 2009

  Branch Credit Manager - Personal Loan

  Underwriting Rights: Rs. 3 Lac Risk Analysis• Portfolio Quality Management by UYC (Understand Your Customer) besides KYC (Know Your Customer) & Credit Appraisal for Unsecured Business• Policy & Procedural adherence, liaison with Verification Agencies and CIBIL.• Ensure smooth process flow with SOP and harmony across the team & achieving goals well in time with set standardsAchievement• Reunited RCMA (Rajkot Credit Managers Association) and bared many fraud deals• Not a single Non Starter and well managed portfolio across west• Branch HR Buddy for every HR Initiatives & bring feel good factor among staff Show less

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  IDBI Bank

  Dec 2010 - now

  Lending assistance to Mid Corporates-Saurashtra & Kutchh Region Credit Appraisal & Sanction assistance of MSME proposals having Ticket Size of Rs. 50.00 Lakh to Rs. 1000 Lakh. Extending support to 35 Branches of Mumbai II Region for MSME Business Generation & Deepening MSME Relationship. Region Mum II MSME Portfolio Quality & Monitoring. Ensuring Charge Creation, Modification & Satisfaction through ROC, CERSAI and SRO. Ensuring Pre & Post Disbursement Terms & Conditions compliance. Leading Business & Assets leaders for MSME Biz, Credit & Compliance aspects. Retail Branch Banking Heading Malad Branch Mumbai India Retail Banking & Agriculture Business Development Business Development by Deepening & Acquisition Operations Management of Retail Banking Products like CASA, TD, RD, Demat & Trading A/c, Safe Deposit Lockers, FDOD, TPD products like MF, LI, GI, RBI & GOI Bonds, PPF & SCSS, NPS, PMJJY, PMSS.Retail Lendings in HL, Mortgages, AL & ELCustomer Care & Wealth Management, Overall 2nd Line assistance to BH

  • Service Relationship Manager

    May 2024 - now

  • Location Head-Mid Corporate Group-Saurashtra and Kutchh

    Aug 2020 - May 2024

  • Credit Processing Center Head MSME (RCM)

    Feb 2019 - Aug 2020

  • Branch Head

    Oct 2016 - Jan 2019

  • Branch Head

    Nov 2015 - Sept 2016

  • Assistant Branch Head - IDBI Bank Ltd. - Personal Banking Group

    Dec 2010 - Nov 2015