Hafidz Malek

Hafidz Malek

Mortgage Loan Officer

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location of Hafidz MalekWP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

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  • Timeline

  • About me

    Cost Management, Network Engineering Technology Division

  • Education

    • Sekolah Menengah Teknik Kulim, Kedah

      2001 - 2002
      Sijil Pelajaran Malaysia Electrical and Electronics Engineering PASS SPM

      Activities and Societies: Taekwondo, English Club, Science Club, Bowling, Volley Ball, Debate Club and Choral Speaking Teknologi Elektrik, Pemasangan dan Kawalan Elektrik and Lukisan Geometri dan Elektrik

    • Universiti Tenaga Nasional

      2004 - 2007
      Bachelor’s Degree Finance, General 2.46

      Activities and Societies: English Club, Science Club, Finance & Investment Club, Persatuan Pembimbing Rakan Sebaya, Debate Team, Choral Speaking, Taekwondo, Bowling, Rugby, Softball, Tennis and Soccer. Graduated with Honors in Finance from Universiti Tenaga Nasional. Core Finance subject taken Financial Accounting, Management Accounting, Malaysian Economy, Microeconomics, Macroeconomics, Malaysian Commercial Law, Research Methods, Financial Management, Corporate Finance, Financial Statement Analysis, Investment, International Finance, Financial Market Institutions, Security Analysis & Portfolio Management, Insurance & Risk Management, Derivatives Market, Finance Theory, Bank Management, and… Show more Graduated with Honors in Finance from Universiti Tenaga Nasional. Core Finance subject taken Financial Accounting, Management Accounting, Malaysian Economy, Microeconomics, Macroeconomics, Malaysian Commercial Law, Research Methods, Financial Management, Corporate Finance, Financial Statement Analysis, Investment, International Finance, Financial Market Institutions, Security Analysis & Portfolio Management, Insurance & Risk Management, Derivatives Market, Finance Theory, Bank Management, and Project Paper In Finance (Right Issue Announcement and Its Effect On Stock Return In Bursa Malaysia) Show less

    • Universiti Tenaga Nasional

      2003 - 2004
      Foundation degree Business Administration and Management, General 2.40

      Activities and Societies: Persatuan Pembimbing Rakan Sebaya, Softball, Rugby. Basics exposures on Business Accounting, Quantitative Analysis, Business Management, Microeconomics, Finance, Business Mathematics, Macroeconomics and Marketing.

  • Experience

    • Citibank Berhad

      Jan 2008 - Mar 2008
      Mortgage Loan Officer

      i. Consults with customers to offer lending solutions that meet their home financing needs and promote Citbank and its financial services.ii. Analyze financial information for customers to make an initial assessment regarding whether the customer and the property may qualify for a particular lending solution.iii. Make recommendations to customers about which lending solutions would be best meet the customer’s financial and personal objectives. Advise customers about the consequences, risks and benefits of alternative lending solutions. Show less

    • HSBC HDPM

      May 2008 - Dec 2008
      Executive Global Support, EPS CS

      i. Handle all the payment transfer as well as payment investigation through MIDAS and MPS systems.ii. Locate and trace the payment made by the remitter until it reaches the final beneficiary.iii. Maintains accounts of mostly foreign customers - through foreign bank for example Royal Bank of England, Citibank, Royal Bank of Scotland, Barclays.

    • Bank Islam Malaysia Berhad

      Jan 2009 - Apr 2012
      Assistant Manager Operation

      i. Responsible and accountable to the Branch Manager in handling operational matters related to branches requirements and attending financing/trade finance operations related matter such as redemption, discharge transactions, disbursements and repayment activities.ii. Handling of CASAIA opening accounts and managing CASAIA CIF and its integrity.iii. Handling of customer’s enquiries and complaints.iv. Ensure all operational functions are completely and properly perform by the staff while conveying a feeling of trust, service, security and satisfaction to customer and staff. Also responsible for overseeing the teller function, ATM transactions and customer service duty. Show less

    • AMSAY LETRIK SDN BHD

      May 2012 - Jun 2018
      Project and Operations Management

      i. Coordinate internal resources and third parties/vendors for the flawless execution of projects. Ensure that all projects are delivered on-time, within scope and within budget.ii. Develop a detailed project plan to monitor and track progress. Manage changes to the project scope, project schedule, and project costs using appropriate verification techniques.iii. Report and escalate to management as needed.iv. Perform risk management to minimize project risk. Establish and maintain relationships with third parties/vendors. Create and maintain comprehensive project documentation. Show less

    • JAKEL PROPERTIES SDN BHD

      Jul 2018 - Jun 2022
      Head of Properties

      i. Overseeing the collection of client accounts in a manner that ensures high client satisfaction as such to communicate in an efficient manner with client as well as the broader accounts receivable team while reporting to the financial controller.ii. Creating procedures and policies that ensure timely payment while maintaining a high level of client retention.iii. Reconciling complex accounts that have been escalated from the AR team.iv. Monitoring debtor balances to ensure a reduction in debtors DSO.v. Ensuring credit and collection policies are followed within team.vi. Liaising with clients, as well as internal personnel including leasing team. Show less

    • Digi Telecommunications

      Jun 2022 - now
      Head of Cost Management

      Manage overall new and renewal of site tenancy/leasing agreement.Ensure renewal process are adhere strictly by MS partner and solicitors as guided and agreed process.Share monthly governance discussion with MS partner and solicitor.Monitor and ensure monthly rental/leasing fee as forecasted and anticipate exposure (risk).Manage lanlords or external party query on timely manner.Establish good engagement with leasing partners and building owners to enable smooth working communications.Establish proper strategies in dealing with landlord and building owners on the renewal of tenancy agreement and problem solving.Coordinate monthly risk escalation for expired sites to internal stakeholders.Lead rental management team to support in MFRS16 for all outstanding listing on site as well in renewals.Lead rental management team to provide contracts to finance team, to provide contract matching to MFRS16 submission data to documents in Netpro.Establish and formulate strategies to manage accrual, clean up with region SA and finance to close legacy accruals.To ensure team provide daily, weekly report which includes escalation of foreseen issues and risk that may affect current network.Lead OPEX saving initiative and perform duties diligently.Work in hand within company's internal management to achieve the organisation goals/objective. Show less

  • Licenses & Certifications