Ronnie Ables, SVP

Experience

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  Blue Cross and Blue Shield of Mississippi, Inc.

  Sept 1983 - Sept 1988

  Senior Auditor

  Conducted on-site audits of Medicare Cost Reports at hospitals and home health agencies throughout Mississippi. Wrote audit program and supervised the audit team. Reviewed various financial and statistical data for compliance with Medicare and Healthcare Financing Administration regulations. Accountable for the total audit process, applying Medicare and Generally Accepted Accounting Principles. Responsible for the training and supervision of all audit team members. Completed various special projects as assigned by the Audit Manager. Show less

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  Home Care Management, Inc.

  Oct 1988 - Apr 1989

  Director of Accounting and Personnel

  Directed the daily operation of the Accounting and Personnel Departments. Advised and made recommendations to the Administrator concerning overall objectives, policies and plans were financial matters were involved. Maintained the general ledger and governed the receipt, custody and disbursement of all funds. Supervised the staff accountant, personnel and insurance billing associates.

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  Southern Security Life Insurance Company, Inc.

  May 1989 - Dec 1999

  Controller and Corporate Treasurer

  Worked directly with company owners in all phases of the business, especially where financial matters were involved. Coordinated and recorded investment activity. Ensured that all statutory filings were completed and filed with the Mississippi Insurance Department and National Association of Insurance Commissioners. Administered Company's Profit Sharing Plan. Coordinated all activities of the Accounting Department and supervised the clerical staff.

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  M&F Bank

  Jan 2000 - Aug 2013

  Vice President - Internal Audit

  Through various means of audit and review, provided independent, objective assessments of the bank's operations, risk management, internal controls and compliance. Assisted with investigations of fraud or suspected fraud. Conducted exit conference for all audits or reviews completed. Participated in quarterly Audit Committee Meetings. Supervised the Audit Department's staff auditors and coordinated the audit schedule. Performed or participated in the following reviews: Trust, Investments, Information Systems, Treasury Management, Interest Rate Risk, Non-Deposit Investments, Wire Transfers, Electronic Banking, Remote Deposit Capture, Payroll/Human Resources, Asset-Based Lending, general Insurance Agency, General Ledger Reconciliations, Internal Controls Over Financial Reporting, SOX404 compliance and bank branch audits (full and cash only). Show less

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  Renasant Bank

  Sept 2013 - now

  Internal Audit Manager

  M&F Bank was purchased by and merged with Renasant Bank based in Tupelo, MS. Renasant Corporation is the parent of Renasant Bank, a 115 year-old financial services institution. Renasant currently has assets of approximately $17.5 billion and operates more than 197 banking, mortgage, financial services and insurance offices in Mississippi, Tennessee, Alabama, Georgia and Florida.