Chase Sperber

Experience

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  Genisis Fitness

  Jan 2014 - Jan 2015

  Personal Trainer

  • Designed and developed programs to help clients reach and exceed physical and mental goals, generate and nurture leads, hit personal and team sales quotas schedule appointments and maintained professionalism of the brand.• Met and built rapport with new and existing clients to help connect them with services the gym had to offer as well as generated and nurtured leads for personal sales.Key Accomplishments:• Led sales for months of July, August, October, and November 2014.

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  U.S. Bank

  Jan 2015 - Jan 2016

  Universal Banker

  • Responsible for establishing, retaining, and deepening customer relationships by performing efficient and accurate banking transactions and serving as loan officer for both personal and small business loans.• Assisted customers with routine account-related requests, researched and resolved account service inquires/ issues; and responded to client inquiries promptly.• Utilized marketing techniques to build relationships by actively cross selling and marketing new and existing products and services to current and potential customers.• Analyzed loan applications for financial flaws.Key Accomplishments:• Led sales for region in 3rd quarter of 2015. Show less

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  Mainstar Trust

  Jan 2016 - Jan 2019

  Asset Specialist

  • Performed market and portfolio analysis to support income strategies.• Performed competitive analysis to support development of investment products.• Contributed to ongoing investment ideas and portfolio strategy discussions.• Generated business and supported the growth of assets.• Answered questions for customers about retirement regulations.• Identified and managed operational risks effectively.• Balanced account dividends and shares along with Mainstar bank accounts daily. Show less

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  Farmers State Bank

  Feb 2019 - May 2023

  Loan Officer

  • Reviews all pertinent credit and financial information, including business and personal financial statements, spreadsheets, cashflow analyses, and other sources to ensure that clients are eligible to proceed with loans and help determine what will work best for their needs.• Determine appropriate risk for the bank along with all applicable ratios and metrics and set up debt payment plans.• Counsel clients and help advise through the loan process to ensure that all parties understand policies and restrictions.• Perform overall risk assessments and evaluate risk by comparing the reserve for bad debt ratio for entire bank.• Transfer data into professional and easy to understand formats for both leadership and clients.• Stay current on with lending regulations, the economy, and market rates.• Work with the community housing committee• Develop referral networks, suggest alternate channels and cross-sell products and service to accomplish quotas.Key Accomplishments:• President of Onaga Chamber of Commerce Show less

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  Community National Bank

  Mar 2023 - now

  AVP Commercial Lender