
Nitya Prakash
Credit Manager

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Skills
Cross sellingFinanceAnalyticsAccount managementKycPortfolio managementFinancial analysisRisk managementManagementChannelCorporate financeMutual fundsSales operationsRelationship managementAbout me
Over 2 Years of Experience in Banking Domain(Valuation and Risk Management,Market & Credit Risk,Strategy and Business Development), I have taken up various roles and responsibility catering to the field of finance. I have worked on various Risk Management Process, Requirements Analysis and areas of cash flow. Having an MBA degree with major in finance and equipped with skills involving Process Improvement, Cost Accounting, Statistical Analysis, Research and my entrepreneurial bent has inspired me in taking up new challenges to grow professionally and personally.
Education

Christ University Institute of Management
-PGDM Finance
Savitribai Phule Pune University
2004 - 2007B.Com Commerce
Experience

ICICI Ltd
Apr 2011 - Feb 2014Credit ManagerResponsible for providing solutions for the banking and financial needs of the customer which fall into the SME sector.Credit report of the SME and doing the proper evaluation of the Financial statement for the assessment of the company and also involved in the overall industry and sector analysisManagement of Currency Risk using derivatives (Forwards, Futures and options) for corporateEvaluating Business lending proposals(Overdraft facility, Term Loan, Cash Credit, negotiate terms with clients and, where appropriate, submit proposals to the credit department for sanctionConducting financial assessment of corporate in order to check the financial stability which involves financial statement analysis with ratios and trends and financial commentaries including company’s operating performances and metricsCoordinating with the operations and legal team for their report to faster the process of the setting up of the limits for the corporatePerforming the risk management on various activities which cover the operation risk and financial risk for the banks and doing the operational activities accordinglyUndertaking appropriate due diligence, preparing annual renewal and other interim Credit Applications and making approval recommendations to the appropriate approval levelHighlights:Effectively obtained skills in working capital management,financial statement analysis and various ratiosProficiently handled various functioning issues like financial & non-financial transactions complexities of businesses.Successfully kept track of requirement of SME business and providing them solutions Show less

Hexagon Global
May 2015 - Sept 2016Business Analyst
Tatvic ®
Mar 2017 - Aug 2020Associate Vice President
Jul 2019 - Aug 2020Customer Success Manager
Mar 2017 - Jun 2019

AnalyticsLiv
Jan 2021 - nowVice President
Licenses & Certifications
.webp)
MERGER ACQUISITION AND PRIVATE EQUITY
LSBF - London School of Business & Finance (LSBF)- View certificate

Up and Running with Tableau
Lynda.comJan 2015 - View certificate

Excel Power Pivot DAX in Depth
Lynda.comJun 2016 
CFA LEVEL 1
CFA Institute- View certificate

Excel Power Pivot DAX in Depth
Lynda.comJun 2016
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