Pankaj Gupta

Pankaj Gupta

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location of Pankaj GuptaJaipur, Rajasthan, India

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  • Timeline

  • About me

    Vice President - Central Risk Unit at AU SMALL FINANCE BANK

  • Education

    • Maharshi Dayanand University

      -
      MCA Computer Applications
  • Experience

    • Reliance Communications

      Jan 2003 - Jan 2007

       CSD Ownership - EBS Client Relationship Building Monitoring Billing Issues Resolution Process Timely Resolution of Reported Issues Team Handling – 7 Executives Portfolio Management Collection of Key Accounts Analysis & MIS

      • Lead - Billing Operations (Corporate Wireless Group)

        Dec 2003 - Jan 2007
      • Reliance Webworld (NFC, Delhi)

        Jan 2003 - Jan 2005
    • Motorola India Pvt Ltd

      Feb 2007 - Oct 2008
      Executive - Business Operations (South West Asia)

       SPOC Responsibility for SWA Customer Operations Channel Relationship Building Channel Business Development Inventory Management Supply Chain Management Monthly, Quarterly & Annual Reconciliation Analysis & MIS - Global Reporting

    • Idea Cellular Limited

      Nov 2008 - Dec 2009
      EBU & Loyalty Service Manager

       CSD Ownership – Loyalty & EBU Channel Relationship Building – Branded Retail Client Relationship Building – Loyalty & EBU  Channel Business Development – Branded Retail BTL Planner – Customer Engagement Activities Bill Distribution (Pre Bill Check, Bill Printing, Bill Delivery) Agency Management (Bill Printing, Bill Delivery) Bill Collection & Customer Retention – Loyalty & EBU Portfolio Management - Loyalty & EBU Analysis & MIS - National Reporting

    • Tata Docomo

      Dec 2009 - Oct 2011
      Deputy Manager - Retail Operations (GSM)

       Steering the entire gamut of Retail Branding process including Marketing, Sales, etc. Driving the process of EBO (Exclusive Branded Outlet) Roll-outs & strategizing business expansion plans and executing the same for business growth. Serving the role of ATL & BTL Planner to conduct regular engagement activities to nurture the channel strength and brand presence. Liaising with financially sound vendors for Brand Promotion and Visual Merchandising (Indoor/Outdoor); coordinating with the Creative Designing Team and finalizing with designs or concepts to be used for VM/ATL/BTL. Leading the team to accomplish Product Promotions & Up-selling through EBOs/MBOs and Trainings, mentoring and assessing the knowledge of CREs & Trade Partners and maintaining the Training Calendar in sync with Training Team. Conducting Mystery Audit of Products, possessing and delivering quality service in the EBOs / MBOs; SLA Monitoring for all logged cases (Open & Closed) from EBOs. Organizing Cross Functional Meeting on outcomes of the Mystery Audits and preparing NFAs for various Incentive & Commission Structure for Branded Retail Stores. Spearheading the process of Prepaid/Postpaid Channel Business Development and reviewing periodically the channel sales on respective FOFO store performance.Significant Contributions; Played a key role in achieving Sales Targets (Prepaid/Postpaid/Data Products) through FOFO Channel Partners. SPOC for initiating any Customer Engagement Activity for the circle. Instrumental in deriving outdoor sales initiatives to increase store visibility. Pivotal in HNI Customer Relationship Building  Pioneered the process of Compliance Monitoring that included CAF, Activations, Service KPIs, etc. Successfully analyzed MIS and reported the same at National level. Show less

    • Reliance Communications

      Jun 2012 - Nov 2017
      Sr. Manager- Retail Experience Lead

      - Long Term and Short Term Planning on Business Processes- Revenue Protection and Revenue Assurance: Collection from all buckets (Active to Recovery), Churn Management- Channel Management and Team Building- Service Marketing: Customer Delight & Loyalty Building, Enriched On-Boarding Experience

    • AU SMALL FINANCE BANK

      Mar 2018 - now

      Managing #Falcon as a Project for both regular enhancements as well as new deployment basis inputs received from Transaction Fraud Monitoring and Business requirements.System Analysis for FRM:- Detailed analysis of FRM system to explore the capabilities as well as limitations.- Cross-functional Collaboration for requirement gathering and documentation .Logic Designing and Rule Configuration:- Rules creation in FRM system.- Ensuring the effectiveness rule configurations and optimisation basis analytics on fraudulent activities patterns.Compliance Management:- Compliance of regulatory guidelines for FRM systems and associated processes.Integration of Payment Channels:- To ensure effective and seamless integration payment channels/platforms with FRM solutions.- Explore the outcomes basis analytics and present with management on insights as well as observations.Collaboration and Communication:- Work closely with stakeholders, including product managers, developers, and compliance teams, to ensure alignment on FRM strategy.Testing and Validation:- Generation of test cases in coordination with respective stakeholders to ensure effective deployment of rules.- Ensuring timely testing and validation of resting results with rule creations. Show less

      • Vice President - Fraud Risk Management

        Apr 2024 - now
      • Deputy Vice President - Fraud Risk Management

        Apr 2023 - Mar 2024
      • Deputy Vice President - Customer Experience

        Apr 2021 - Mar 2023
      • Asst Vice President - Customer Experience

        Mar 2018 - Mar 2021
  • Licenses & Certifications

    • AMFI Certification

      National Institute of Securities Markets (NISM)
      Aug 2019
  • Honors & Awards

    • Awarded to Pankaj Gupta
      Circle Elite Award National Customer Service Head August 1, 2016 Elite award presented on continuous reduction of value churn and saving of Circle revenue with big margin hence achieved top 3 positions Nationally and Top position in Region.
    • Awarded to Pankaj Gupta
      Spotlight Award National Service Excellence Head Jan 2011 •Awarded with Spotlight Award on successful execution of Mystery Audit Project on 3G experience in Rajasthan Circle.
    • Awarded to Pankaj Gupta
      Star Award Hub COO (TTSL) Dec 2010 •Awarded with “Star Awards” for successful roll-out of Service Points(an exclusive retail outlet of TATA DOCOMO) & Positive ROI for all Service Points in just 4 months.
    • Awarded to Pankaj Gupta
      Idea Excellence Award Circle COO Nov 2009 •Appreciated with Idea Excellence Award for performing continuously 12 months in keeping the churn % for Loyalty and Enterprise Segment less than 0.5% against target of 1% and retention of big account of more than 450 mobile connections.