Sav Gadoo

Experience

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  Tata Consultancy Services

  Jul 2004 - Aug 2006

  Asst Systems Engineer

  Worked on the Settlement and Clearing system for an Investment Banking Major. Was involved in development and enhancement of systems handling Netting, Settlement and Clearing and Straight Through Processing for the I-bank.

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  Computer Sciences Corporation

  Aug 2006 - Aug 2008

  Software Engineer

  Part of the team that handled the policy printing system for a North American Insurance major. Worked on various types of non-life insurance products, policy/quote generation processes & on-line insurance quote generation.

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  Cognizant Technology Solutions

  Dec 2009 - Jun 2011

  Consultant

  Part of payments and banking practice with focus on the European financial market and payments landscape. Led technology consulting engagements, product strategy and business analysis to help multiple EU banks enable newer payment methods like Bulk Payments, Swift and Sepa.Experienced in various payments types & schemes - Credit transfer, Direct Debits, Bulk Payments, Swift, Sepa etc.Consulting & Business development activities to support BU pipeline.

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  PayPal

  Jun 2011 - Apr 2020

  Product lead for Funds Now, PayPal's award winning program designed to provide instant funds access and other benefits to 5M high value SMB sellers globally. Lead product team responsible for driving growth & engagement for PayPal's SMB sellers globally by offering commercial products and benefits that drive selling efficiency and revenue growth.Also, lead the charter for driving growth & engagement for PayPal's 25M SMB's globally by building & scaling suite of PayPal products that drive selling efficiency and growth for small sellers. Show less Lead PayPal’s largest funds availability initiative to improve access to wallet balance with the objective to drive higher fund usage while minimizing compliance and regulatory exposure due to KYC. Lead rapid experimentation and testing to scale improved balance access to ~25M SMB sellers.Built and scaled PayPal's dispute resolution customer experiences, operational workflows and seller and buyer protection policies to handle and automate billing related disputes across all US consumer and seller segments. Show less

  • Group Product Manager - Merchant Experience & Engagement

    Oct 2018 - Apr 2020

  • Senior Product Manager - Risk, Trust & Safety

    Feb 2015 - Oct 2018

  • Product Manager - Risk, Trust & Safety

    Jun 2011 - Feb 2015
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  Next Insurance

  Apr 2020 - Dec 2021

  Lead Product Manager - Risk & Underwriting

  Lead risk product team responsible for driving underwriting profitability and growth though improved risk segregation, accurate pricing, fraud mitigation and optimized purchase conversion across multiple product lines and customer segments. Built and scaled customer purchase experience, sourcing and synergizing risk data and ML models across multiple products to drive growth through affordable pricing & reduced loss ratios.

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  Ladder

  Dec 2021 - Jan 2023

  Director of Product Management - Instant Purchase Experience & Underwriting

  Lead product team responsible for improving and automating underwriting processes and purchase experience. Ensuring underwriting profitability, improved conversion rates and premium growth across multiple carriers while reducing loss potential. Lead product functions including instant policy issuance experience, risk prediction, underwriting platform & operational tools & fraud.

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  Kyber

  Jan 2023 - Jan 2025

  Co-Founder

  Co-founded Kyber, a GenAI based operational workflow product that allows financial organizations to instantly draft, review and send complex regulatory notices. Kyber helps operational teams drive efficiencies through AI and workflow automation.