Jair Fernandez Castro

Experience

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  Banco de Credito del Peru (BCP)

  Jan 2012 - Dec 2018

  SME Credit Risk Analyst

  Responsible for:-Make face-to-face visits to small and medium-sized enterprises (SME) who request new loans, customers with better payment and participation behavior, and those with payment problems, reviewing their productive processes, listening to their needs as well as making financial recommendations-Evaluate and analise financial statements (Profit and Loss Statement, Balance Sheet, Cash Flows) of BCP clients and new clients from various economic sectors, calculated their financial indicators to assess the financial health of each one and analyze the availability of cash flow for future bank credits-Make a credit report for each BCP client and for new credit applications considering the financial evaluation (indicators and flow availability), as well as qualitative aspects such as the evaluation of the economic sector of the company, a personalized SWOT analysis of each company, credit and payment experience.-Advice and negotiate with commercial officials the best type of financing for each client, credit limits, disbursement conditions, among others.-After negotiations with the commercial area, I submitted to the credit committees with the area and risk division headquarters the agreed approach, raising the approach to different headquarters according to the current autonomies. Show less

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  Nata.house

  Sept 2019 - Jun 2020

  Responsible for:-Manage projects using Scrum framework and register them using tools like: JIRA, trello Notion, Lucidchart and Figma.-Act as a Product Owners with energy and accountability clients like: VALE, Finspect-Writing of business rules and flows, product requirements and acceptance criteria through client meetings. -Product Backlog and Sprints elaboration, refinement, prioritization and updating.-Organization and direction of Scrum ceremonies with the team (dailys, sprint planning, review and retrospective).-Execution of manual tests of the type: usability and acceptance of all activities done by the team after code review. Elaboration of positive, negative and usability test cases Show less Responsible for: -Use the Lightning Decision Jam (LDJ) method to generate quick solutions.-Leading and conducting improvement meetings continues with the team and stakeholders in order to create action plans to correct processes or solve existing problems and monitor them until their conclusion.-Map risks of projects made and future with the team and stakeholders in order to create a decision tree that helps the commercial area to evaluate and weigh the projects according to the level of risk.-Use problem solving tools to face the challenges and problems that the company presented. -Improve and update the commercial and operations documentation to improve the requirements gathering, acceptance criteria and business rules of the projects, as well as sprint delivery documents, guidance for testing and project completion report.-Map and update the complete software development process, detail it in order to seek improvements and expose it to the team. Show less

  • Product Owner

    Mar 2020 - Jun 2020

  • Quality Process Analyst

    Sept 2019 - Mar 2020
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  Blip

  Nov 2020 - now

  Responsável por: -Ajudar na construção e evolução da governança ágil dentro da Business Unit. -Mapear e aprimorar o fluxo de valor da Business Unit (jornada e processos), levantando dores e oportunidades de melhoria. -Gerir estrategicamente o fluxo da Business Unit, acompanhar e analisar métricas ágeis e de negócio. -Promover a quebra de estruturas estáticas, criando fluidez dentro da Business Unit tornando a em um unidade mais adaptativa e orgânica. -Auxiliar os times e áreas a compreenderem seus objetivos comuns, criando pontes e facilitando a comunicação, alinhamento e trabalho colaborativo, além de auxiliá-los no planejamento e execução da visão estratégica de maneira coordenada e autônoma.-Criar momentos e espaços com lideranças para discutir e expor desafios e problemas da estrutura e/ou resultado da unidade de negócio, além de propor e facilitar ações para resolvê-las.-Facilitar e c Show less Responsável por: -Apoiar na construção, organização, priorização e atualização do backlog de produto garantindo a clareza, transparência e as dependências no trabalho do time-Conduzir e facilitar as cerimônias do Scrum: Daily, Refinement, Planning, Review, Retrospectiva-Evangelizar, disseminar e ajudar o time na adoção de práticas ágeis-Calcular e acompanhar métricas de performance do time com a visão de eficiência e produtividade do time-Mapear e otimizar os processos do time através da identificação de gargalos e dependências-Remover os impedimentos internos do time e ajudar na remoção dos impedimentos externos-Promover ações de melhoria contínua no time e seus processos, fazendo o papel de agente de melhoria continua dentro do time-Blindar o time de interrupções, removendo impedimentos e estimulando a análise da causa raiz, a fim de direcionar ações de melhoria.-Garantir que o time execute a metodologia de construção e evolução de contatos inteligentes Show less

  • Business Agile

    May 2023 - now

  • Agile Master

    Nov 2020 - now