Mike Mckernan

Experience

• 

  Royal Bank Of Scotland Plc

  Sept 1987 - Dec 1997

  Customer Adviser

  Joining the company straight from A levels I undertook all of the front desk and backroom roles to a high standard, moving up to chief clerk of the Hove branch. I then moved across to personal credit roles in the Brighton office where I was responsible for achieving that offices sales targets.

• 

  Royal Bank of Scotland

  Jan 1998 - Jun 2016

  Specialising in Commercial Secured lending and deposits against a background of superb service and imaginative solutions to customers needs. Responsible for Mortgage and personal loan sales in top performing Worthing Branch of RBS

  • Senior Business Manager

    Aug 2000 - Jun 2016

  • Mortgage Adviser

    Jan 1998 - Aug 2000
• 

  Self Employed

  Jun 2016 - Nov 2016

  Sabbatical traveling and enjoy some time out before re entering the workplace

  After 29 years of continuous employment with RBS (straight from school) the opportunity arose to take Voluntary Redundancy (the second time I had requested this) and enjoy some time out before deciding on, and fully committing to, my next venture.The summers highlights included, travel to New York, cycling both the C2C and Santiago De Compostella Pilgrims route, and working as an extra on a Steven Spielberg film.This gave me an excellent opportunity to consider what I wanted from my future career. Show less

• 

  Commercial Finance Broker

  Dec 2016 - Dec 2017

  Commercial Finance Broker

  Providing finance solutions to business clients.Working closely with the team at Wooton and Bean together with a wide range of lenders I can arrange lending for a wide variety of purposes to both trading and investment businesses.I assist businesses needing to structure (or re structure) their borrowing and cashflow and discussing the best solutions available.Through an extensive range of lenders on the market I provide a full range of services:-Commercial Development FundingCommercial Buy to LetAsset FinanceInvoice FinanceFixed rate Loans with no set up or break out feesEFG/DTI scheme loansPension backed lendingIn addition I work closely with the team here at Wooton and Bean who specialise in personal lending and Bridging finance.Using my 29 years of RBS experience I aim to build long term business relationships through providing excellent service and gaining referrals.I hold the Certificate in Commercial Mortgages from IFS School of Finance.Specialties: Commercial Lending in all its forms, Service to Business Banking customersIf your networking involves cycling (on or off road) please count me in.Contact Email:- mike@wootonandbean.co.ukI found this very interesting - my Jung Personality reporthttps://www.123test.com/report/BuAlSn9inZP0Hp4QMicheal Mckernan, Mackernan, Makernan, Mckernon, Macernon, Makernon, Mckerman, Macerman, Makerman, Finance, Commercial Lending, Borrowing. Show less

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  Wooton & Bean

  Dec 2016 - Jun 2023

  Commercial Mortgage Adviser
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  YMCA

  Jan 2017 - Jan 2017

  Corporate Fundraiser
• 

  Wooton & Bean SLS Ltd

  Jan 2021 - Dec 2022

  Commercial Mortgage Broker
• 

  Jacksons Property Management

  Jan 2023 - now

  Managing a portfolio of leasehold blocks of varying sizes across Brighton and Hove.BudgetingDebt CollectionH&S Major Works Project Management

  • Property Manager

    Jan 2023 - now

  • Property Manager

    Jan 2023 - now