
Ray Rios
Insurance Agent

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About me
Direct Insurance Agent at PEMCO
Education

Eastern Washington University
2013 - 2014Bachelor of Arts (BA) , Finance and EconomicsActivities and Societies: Sigma Alpha Lambda

Spokane Falls Community College
2006 - 2009Associate of Arts (AA)
Experience

Walt Nelson Insurance Agency
Dec 1996 - Dec 1998Insurance Agent* Identified individual insurance needs and matched with appropriate products. * Processed policy updates, resolved billing discrepancies, and managed client relationships through additional services. * Initiated the claims reporting process and assisted in claim resolution when necessary. * Maintained risk management proficiency for multiple insurers.

Allstate
Dec 1998 - Dec 2000Office Manager / Insurance Agent* Managed daily operations through mentoring, performance reviews and personnel actions. * Recruited, interviewed, and trained new hires. * Handled escalated calls. * Facilitated incentive programs that promoted cross-selling. * Assisted in the claims reporting process. * Placed personal and commercial risks with appropriate markets.

PEMCO
Dec 2000 - Mar 2013* Prospected new customers through timely responses to inquiries by phone and/or email through effective electronic and oral communication.* Utilized a needs focused selling system; AID,Inc, to establish trust and acquire new customers.* Managed business opportunities through a pipeline management tool; Salesforce. * Answered inbound calls received through a phone queuing system.* Serviced customer accounts and assisted in resolving policy issues.* Experienced in risk management and profile underwriting. Ability to read and interpret insurance contract verbiage.* Ability to read and interpret insurance contract verbiage.* Established strong interdepartmental relationships to assist in providing world class customer service. Show less
Customer Service Supervisor
Aug 2012 - Mar 2013Direct Insurance Agent
Mar 2002 - Aug 2012Brokerage Insurance Agent
Dec 2000 - Mar 2002

Eastern Washington University
Mar 2013 - Sept 2013SabbaticalCompleted course work for Bachelor of Arts in Finance and Economics:* Financial Management - 3.8 GPA* Organization Theory and Behavior - 4.0 GPA* Operations Management - 3.8 GPA* Multinational People Management - 3.8 GPA* Intermediate Microeconomic Theory - 3.6 GPA

PEMCO
Sept 2013 - nowDirect Insurance Agent* Prospected new customers through timely responses to inquiries by phone and/or email through effective electronic and oral communication. * Utilized a needs focused selling system; AID,Inc, to establish trust and acquire new customers. * Managed business opportunities through a pipeline management tool; Salesforce. * Answered inbound calls received through a phone queuing system. * Serviced customer accounts and assisted in resolving policy issues. * Experienced in risk management and profile underwriting. Ability to read and interpret insurance contract verbiage. * Ability to read and interpret insurance contract verbiage. * Established strong interdepartmental relationships to assist in providing world class customer service. Show less
Licenses & Certifications

Life and Disability License
States of Washington and Oregon
Property and Casualty License
States of Washington and Oregon
Languages
- enEnglish
- spSpanish
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