Ray Rios

Ray Rios

Insurance Agent

Followers of Ray Rios171 followers
location of Ray RiosSpokane, Washington, United States

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  • Timeline

  • About me

    Direct Insurance Agent at PEMCO

  • Education

    • Eastern Washington University

      2013 - 2014
      Bachelor of Arts (BA) , Finance and Economics

      Activities and Societies: Sigma Alpha Lambda

    • Spokane Falls Community College

      2006 - 2009
      Associate of Arts (AA)
  • Experience

    • Walt Nelson Insurance Agency

      Dec 1996 - Dec 1998
      Insurance Agent

      * Identified individual insurance needs and matched with appropriate products. * Processed policy updates, resolved billing discrepancies, and managed client relationships through additional services. * Initiated the claims reporting process and assisted in claim resolution when necessary. * Maintained risk management proficiency for multiple insurers.

    • Allstate

      Dec 1998 - Dec 2000
      Office Manager / Insurance Agent

      * Managed daily operations through mentoring, performance reviews and personnel actions. * Recruited, interviewed, and trained new hires. * Handled escalated calls. * Facilitated incentive programs that promoted cross-selling. * Assisted in the claims reporting process. * Placed personal and commercial risks with appropriate markets.

    • PEMCO

      Dec 2000 - Mar 2013

      * Prospected new customers through timely responses to inquiries by phone and/or email through effective electronic and oral communication.* Utilized a needs focused selling system; AID,Inc, to establish trust and acquire new customers.* Managed business opportunities through a pipeline management tool; Salesforce. * Answered inbound calls received through a phone queuing system.* Serviced customer accounts and assisted in resolving policy issues.* Experienced in risk management and profile underwriting. Ability to read and interpret insurance contract verbiage.* Ability to read and interpret insurance contract verbiage.* Established strong interdepartmental relationships to assist in providing world class customer service. Show less

      • Customer Service Supervisor

        Aug 2012 - Mar 2013
      • Direct Insurance Agent

        Mar 2002 - Aug 2012
      • Brokerage Insurance Agent

        Dec 2000 - Mar 2002
    • Eastern Washington University

      Mar 2013 - Sept 2013
      Sabbatical

      Completed course work for Bachelor of Arts in Finance and Economics:* Financial Management - 3.8 GPA* Organization Theory and Behavior - 4.0 GPA* Operations Management - 3.8 GPA* Multinational People Management - 3.8 GPA* Intermediate Microeconomic Theory - 3.6 GPA

    • PEMCO

      Sept 2013 - now
      Direct Insurance Agent

      * Prospected new customers through timely responses to inquiries by phone and/or email through effective electronic and oral communication. * Utilized a needs focused selling system; AID,Inc, to establish trust and acquire new customers. * Managed business opportunities through a pipeline management tool; Salesforce. * Answered inbound calls received through a phone queuing system. * Serviced customer accounts and assisted in resolving policy issues. * Experienced in risk management and profile underwriting. Ability to read and interpret insurance contract verbiage. * Ability to read and interpret insurance contract verbiage. * Established strong interdepartmental relationships to assist in providing world class customer service. Show less

  • Licenses & Certifications

    • Life and Disability License

      States of Washington and Oregon
    • Property and Casualty License

      States of Washington and Oregon