Khaled Al-Subaie, MBA, CM

Khaled Al-Subaie, MBA, CM

Portfolio Coordinator

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location of Khaled Al-Subaie, MBA, CMKuwait City Metropolitan Area

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  • Timeline

  • About me

    Senior Specilist - Credit Risk at Kuwait Finance House

  • Education

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    • American University of Kuwait

      2008 - 2010
      Bachelor's Degree Finance

      Activities and Societies: AUK's Finance Club. Founder and president of AUK's Finance Club.

    • Maastricht School of Management

      2011 - 2013
      Master of Business Administration (M.B.A.) Strategy

      Activities and Societies: Class Representative for Intake 16 - Group 3 Thesis Title:A Study of the Lending Decisions Attributes of the Credit Officer Regarding SMEs: The Case of Ahli United Bank, KuwaitThe objective of this study is to examine the attributes affecting the credit officer’s lending decision to SMEs in Ahli United Bank- Kuwait (AUBK). There are very few studies that focus on the case of loan officers at Islamic banks and most of the previous studies focus on conventional banks, this study therefore focuses on one of Islamic bank in Kuwait… Show more Thesis Title:A Study of the Lending Decisions Attributes of the Credit Officer Regarding SMEs: The Case of Ahli United Bank, KuwaitThe objective of this study is to examine the attributes affecting the credit officer’s lending decision to SMEs in Ahli United Bank- Kuwait (AUBK). There are very few studies that focus on the case of loan officers at Islamic banks and most of the previous studies focus on conventional banks, this study therefore focuses on one of Islamic bank in Kuwait (AUB) and carry out interviews with the credit officers to explain the effect of their characteristics on the lending decision. The outcome of this thesis is expected to enhance and benefit lending assessment of Islamic banks in Kuwait as well as it is expected to enhance awareness regarding how loan officers assess various lending decision particularly to the case of SMEs where there is lack of information and historical records. Show less

  • Experience

    • Steelco Holding Co.

      Apr 2007 - Jul 2010
      Portfolio Coordinator
    • Ahli United Bank

      Oct 2011 - Feb 2017
      Senior Credit Risk Analyst

      Stress testing: determining the effect of a change to a portfolio or sub-portfolio due to extreme, realistic events• Various levels of stress testing for credit risk across credit risk components and portfolio levels:•PDs and LGDs•Exposure and provision estimates• Portfolio capital and concentrationsUndertaking risk assessment analysis of various types of lending and analyze the areas of potential risk threatening the assets, earning capacity or success of organizations in the industrial, commercial or public sector. Reviewing credit proposals and assuring that all documents and needed info are adhered to. Preparing the past due and excess report and following up on the business units to insure reducing the excess and past dues. Reviewing Rental Proceeds report & Pending Document report semiannually.Reviewing +500 report on a monthly basis. Show less

    • Commercial Bank of Kuwait

      Feb 2017 - Oct 2018
      Assistant Manager - Credit and Investments Risk
    • QNB Group

      Oct 2018 - Nov 2019
      Credit Risk Manager

      • Reviewing credit proposals and assuring that all documents and needed info are adhered (Corporate Banking and Retail Banking).• To establish and monitor policies and procedures.• Assess Counterparty Ratings.• Monitoring past dues and remedial clients.• Preparing monthly liquidity report.• Monitoring remedial and watchlist.

    • First Abu Dhabi Bank (FAB)

      Nov 2019 - May 2020
      Risk Manager
    • Ahli United Bank - Kuwait

      Sept 2020 - Jun 2024
      Credit Risk Manager
    • Kuwait Finance House

      Mar 2024 - now
      Senior Specialist Credit Risk
  • Licenses & Certifications

    • Advanced Certificate in Credit Management ACCM

      Institute of Banking Studies I.B.S
      May 2013
    • Risk Management Certificate RMC

      Institute of Banking Studies IBS
      May 2012
    • Moody's RiskAnalyst User Certification Training Course

      Moody's ANALYTICS
      Jan 2012
    • Managing the Credit Operations of Islamic Financial Institutions

      Institute of Banking Studies
      Dec 2011
    • Investment Valuation Techniques

      Institute of Banking Studies
      Nov 2011
    • KFAS Berkeley Innovation Challenge

      UC Berkeley
      Sept 2014
    • Certified Manager CM

      Institute of Certified Professional Managers
      May 2015
    • Moody's Analytics ESG Risk Assessment for Lenders & Asset Managers

      Moody's Analytics
      Jul 2021
    • Credit Risk Modeling

      Institute of Banking Studies
      May 2014