
Mike Richards
Mortgage Adviser

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About me
Independent Mortgage Advice | Equity Release | Bridging | Commercial Mortgages | 2nd Charges | BNI Brands Hatch Member
Education

Hawes Down
-Activities and Societies: Orchestra, Choir Maths, Physics, Music and Technical Drawing and I was in the orchestra and Choir

Hawes Down Secondary Modern
-Activities and Societies: Choir, Orchestra, Hockey A levels

Hawes Down Secondary Modern School
-Activities and Societies: School Orchestra Choir O & A Levels in Music Maths Physics etc
Experience

Halifax Building Society
Jan 1978 - Jan 1986Mortgage Adviser
Mike Richards Big band
Jan 1981 - nowLeaderI have run the Mike Richards Big Band for over 34 years. We are available for all types of function and are reasonably priced. More info at www.mrbb.co.uk

Legal & General
Jan 1994 - Jan 1999Financial Adviser
Kingswood Law
Jan 1999 - Jan 1999Mortgage Adviser
Park Caledonia Associates
Jan 2000 - Jul 2004Mortgage managerMortgage and IFA company based in Wimbledon

Tor Mortgage services
Jul 2004 - Jul 2006Director
MCAL Equity Release
Jul 2006 - nowBusiness OwnerMCAL Equity Release is a specialist Equity Release and Lifetime Mortgage Broker and is part of Mortgage Concepts Associates Ltd.Specialising in mortgages for people over 60 (55 in some cases) who want to release equity in their property for a variety of reasons. Lifetime mortgage are based purely on age and value of property and are not credit scored or income based. Interest is rolled up but can be paid in some cases.• DO YOU HAVE AN INTEREST ONLY MORTGAGE?• FUND HOME IMPROVEMENTS IN RETIREMENT• PROVIDE FOR LONG-TERM CARE• EXTRA CASH IN YOUR RETIREMENT• RELEASE TAX FREE CASH FROM YOUR PROPERTY• HELP CHILDREN AND GRAND CHILDREN• CLEAR YOUR DEBTS IN RETIREMENTI am looking for referrals to Solicitors, Accountants and anyone who has clients in this age bracket who maybe has an interest only mortgage where the lender has or will be requesting that their mortgage is repaid.I do not charge any fees for this service and I have a wider network of advisers who cover the whole country.Please call to discuss any aspect of Lifetime Mortgages or Home Reversion Schemes Weniger anzeigen

Mortgage Concepts Commercial Ltd
Jul 2006 - nowDirector/Commercial Mortgage Adviser
Mortgage Concepts Associates Ltd
Jul 2006 - nowManaging DirectorIndependent and Innovative Mortgage Brokerage based in Central London and through our network of brokers cover the whole of the UK.We offer a personal service and can offer appointments to suit you either at home or at your place of work. The first meeting with us is always free!What can we do for you or your clients* Mortgages and Re-Mortgages* Lifetime Mortgages* Buy to Let and Buy to Let Portfolio clients* Commercial Loans* Bridging Finance* Development Finance* 2nd Charges* Ex Pat mortgages* Foreign National mortgagesWe are very keen to work with Solicitors and Accountants throughout the UK and would like to hear from any Solicitors or Accountants who have clients who need specialist help and advice Weniger anzeigen

Firebird Function Band
Apr 2010 - nowLeaderFirebird is a professional 14 piece Function Band playing at all the major venues in London and the South East of England. We have 3 singers and can tailor our music to suit your function.wether you want Pop and Rock'n'Roll covers to Sinatra and Buble we can provide this. Firebird also priovides full lighting and sound systems that can be used after we have finished playing or during our breaks. For mor information see www.firebirdfunctionband.co.uk or contact me through Linkedin or facebook www.facebook.com/FirebirdFunctionBand. Weniger anzeigen
Licenses & Certifications

CeMAP

CeRER
Jun 2004
Languages
- frFrench (holiday level!)
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