Michael Muniz

Experience

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  Utah Community Credit Union (UCCU)

  Sept 2021 - Nov 2022

  Loan Officer / MSR

  In my role as a Loan Officer and Member Service Representative at Utah Community Credit Union, I evaluated the creditworthiness of potential borrowers by carefully analyzing credit scores and loan repayment history. I meticulously reviewed more than 150 credit reports and conducted thorough background checks to identify and mitigate risks. Additionally, I provided comprehensive notes and professional assessments to underwriters, contributing to the loan approval process. During my time at UCCU, I successfully originated over $300,000 in various types of loans, including auto loans, credit cards, and personal loans. My strong customer service skills and deep knowledge of financial products led to successful sales and efficient account management Show less

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  Wasatch Property Rentals

  Mar 2023 - Jun 2023

  Assistant Property Manager

  In my role as a Property Management Intern at Wasatch Property Rentals, I played a pivotal part in facilitating a seamless transition for new residents by coordinating and managing the signing and check-in processes. Additionally, I took the initiative to lead monthly inspections for a portfolio of nine distinct rental properties, diligently ensuring their continuous maintenance and upkeep. In this dynamic environment, I successfully navigated a wide spectrum of challenges, ranging from addressing maintenance issues to resolving tenant grievances. Through regular interactions with residents, I also cultivated robust verbal and written communication skills, enabling effective and empathetic communication in diverse and often complex situations. Show less

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  PEG COMPANIES

  Jun 2023 - Dec 2023

  Investment Analyst

  I conducted 35+ underwrites for potential conversions from extended stay to multifamily real estate investments, enhancing my expertise in real estate finance. Additionally, I developed a precision model to optimize estimated construction costs within the underwriting process. My contributions extended to multiple projects aimed at enhancing Net Operating Income (NOI) for multifamily assets under management. Through these experiences, I sharpened my presentation skills by delivering compelling presentations that spanned underwrites and a diverse range of projects. Show less

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  Brigham Young University Marriott School of Business

  Jan 2024 - Feb 2025

  Director of Data Analytics
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  WCF Insurance

  May 2024 - now

  • Business Intelligence Developer

    Sept 2024 - now

  • Data Analyst

    May 2024 - Oct 2024
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  BYU Pre-MBA Association

  Oct 2024 - now

  Vice President