Jaba Mekhrishvili, CFA

Experience

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  TBC Leasing

  Nov 2011 - Nov 2015

  - Planning, conducting and monitoring the ongoing activities of the credit underwriting division. - Reviewing final projects, appointing the credit committee and making the decision on financing. - Managing the total credit portfolio quality, working on recovery plan for overdue and restructured loans, conducting sensitivity and time-series analysis.- Leading a group of credit analysts and managing a credit portfolio of 50 mln USD.- Communicating with other divisions for setting relevant targets, transforming desired results into pipeline projects and cooperating the working flow. Show less

  • Head of Credit Division

    Apr 2015 - Nov 2015

  • Senior Credit Analyst

    Apr 2014 - Mar 2015

  • Credit Analyst

    Apr 2013 - Mar 2014

  • Junior Credit Analyst

    Apr 2012 - Mar 2013

  • Intern

    Nov 2011 - Mar 2012
• 

  Bank Republic – Societe Generale Group

  Feb 2016 - Apr 2016

  Corporate Banking
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  National Bank of Georgia

  May 2016 - Aug 2022

  - Leading a team of experienced and motivated professionals to monitor risk management practices in SME and corporate credit portfolios of about 7 bln USD. - Assessing SME and corporate credit risks in Georgian banking sector on a portfolio and individual basis. - Conducting asset quality reviews via on-site and off-site activities to ensure loan loss provisions are credible and adequate.- Participating in developing/updating supervisory framework, including stress-test methodology, large exposures regulation and IFRS 9 provisioning. - Working with different stakeholders of the financial sector to help strengthening the market integrity and stability. Show less - Gathering, analyzing and interpreting the financial information of specific corporate borrowers to evaluate their creditworthiness.- Monitoring the most important credit committee decisions, discerning the top groups of borrowers in banks and providing relevant guidance when necessary. - Appraising credit risk appetite, evaluating inherent and mitigation factors and summarizing the risk management profiles of commercial banks.- Participating in different supervisory activities, including inspections, Technical Assistance (TA) missions and other ad-hoc projects. Show less

  • Head of SME and Corporate Credit Risk Division

    Mar 2018 - Aug 2022

  • Chief Specialist

    May 2016 - Feb 2018
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  Caucasus University

  May 2022 - now

  Invited Lecturer
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  TBC

  Aug 2022 - now

  Head of Retail and MSME Finance at TBC Bank

  - Performing CFO functions for Retail and MSME segments, including strategic planning, budgeting, KPI setting, managerial accounting and controlling.- Participating in commercial planning, monitoring key operational metrics, analyzing product pricing and profitability, optimizing capital structure and ensuring structural efficiency. - Conducting segment wide analytics via Business Intelligence tools and making data-driven managerial decisions. Creating, updating and implementing motivational systems to achieve better operational results. - Processing extensive and comprehensive reporting for executive management, supervisory board, regulators, auditors, investors and other stakeholders. - Working hand-in-hand with businesses and front people, as well as other counterparties within the bank to set and achieve operational and strategic targets. Show less