Dilip Choubey

Experience

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  BAJA SAEINDIA

  Sept 2016 - Mar 2018

  Technical chair
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  Green revolution certification programme

  Oct 2016 - Jan 2017

  UNESCO
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  Training and placement cell of bvdu

  Jan 2017 - Apr 2018

  Co-head
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  Bharati Vidyapeeth's College Of Engineering Pune

  Aug 2018 - Sept 2019

  MESA President
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  ICICI Bank

  Mar 2022 - Jul 2024

  Deputy Manager-II

  - Utilized data analytics to assess the credit risk for working capital facilities up to 3 Crores, analyzing large financial datasets for trends and insights.-Employed advanced data analysis methods to evaluate and assess the risk of OD facilities, focusing on commodity-based finance.-Applied statistical analysis and data processing to evaluate legal and technical reports, enhancing the understanding of collateral value.-Mentored new team members on data-driven decision-making processes, utilizing data tools and providing training on effective data analysis techniques. Show less

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  YES BANK

  Jul 2024 - now

  Manager

  - Analyzed large datasets of loan proposals to evaluate creditworthiness and ensure compliance with credit norms, using data-driven insights.- Developed predictive models and used data analytics techniques to assess SME debt risk, including Cash Credits, Term Loans, and OD facilities.- Optimized decision-making processes by integrating data visualization tools like Tableau, reducing Turnaround Time (TAT) while maintaining accuracy.- Performed detailed financial analysis, including profitability, leverage, and current ratio analysis, using statistical tools to assess credit risk.- Integrated external data sources (Karza, Probe 42, ITR-fetch) to enhance decision-making models and improve predictive accuracy.-Provided actionable insights and data-driven recommendations on credit line management, based on analysis of financial trends and historical data.- Conducted risk assessments using advanced statistical and data analysis techniques, monitoring the bank's portfolio and identifying key market trends. Show less