Anna S.

Experience

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  Sumitomo Mitsui Banking Corporation

  Nov 2002 - Sept 2006

  International Finance DepartmentCorporate Finance Team• Full credit analysis for the establishment, amendment and renewal of credit proposals;• Prepared credit proposals, including full financial analysis of the obligors – for both Financial Institutions and Corporates (Metals, Oil & Gas, Soft Commodities);• Geographical coverage: Russia, CIS, Turkey, Middle East, Africa;• Close Watch Report preparation, self-assessment of problem loans and action plan; • Drawing repayment schedule for new deals, current and future profit assessment;• Exposure to the marketing side through bringing business contacts and new deals in the Russian and CIS markets, establishment of contacts with the new customers;• Close liaison with relationship, syndications, and credit sanctioning department staff with regard to deal origination and approval process, representing IFD Credit team at credit committee. Show less International Finance DepartmentTrade Finance Research & Development• Research for preparing credit applications on participation in the pre-export finance loan facilities in relation to the Russian and CIS companies operating at the domestic market and internationally;• Industries under research: steel, aluminium/ore, oil & gas, refining, petrochemicals, telecoms;• Conducting self-assessment (overdue problem loans for provisioning purposes) for customers with high/medium risks;• Cash inflow analysis from structured trade finance deals based on the repayment schedule;• Analysing financial performance of customers under Special Lending Program (SLP);• Exposure to marketing responsibilities by building up new relationships for the team through business contacts in Russia and CIS. Show less • Assisted in the implementation project of the Oracle system in branches: set up test scripts and provided training for the representatives of the SMBCE's branches;• Validated and processed payroll, currency and other payments in Profile Teller OAP (Oracle) system;• Reconciled Nostro and Vostro accounts and corresponding ledger entries, ran reconciliation reports in Oracle Discoverer system, maintained data on provisional payments;• Liased with suppliers, creditors and debtors on a daily basis Show less Accounts Payable• Managed daily workflows of the Accounts Payable Section and supervised three Accounts Payable Associates, coordinated the work of the Accounts Payable Department through the Oracle Accounts Payable (OAP) system;• Developed workflow patterns while adjusting them to the Oracle Accounts Payable system;• Reconciled balances in STAR system on daily and monthly basis, produced trial balance;• Supervisory role in producing general ledgers for Cash Remittances and Control Sections, responsible for smooth interaction of different types of accounts with different kinds of expenses Show less

  • Credit Analyst/Associate Director

    Jun 2005 - Sept 2006

  • Associate Director

    Oct 2004 - Jun 2005

  • Accounts Payable Officer

    Sept 2003 - Oct 2004

  • Team Leader

    Nov 2002 - Sept 2003
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  Mizuho Corporate Bank

  Jan 2006 - Jan 2008

  Associate Director/Credit Analyst

  Global Trade Finance Division• Supervision, training and work management of junior analysts;• Active participation and involvement into the deal flow from its origination stage to completion;• Wrote credit proposals for new deals, introductory research and country risk assessment for new markets and business development, renewal of the existing lines for Financial Institutions, Sovereigns, corporates and trading companies dealing with Metals, Soft Commodities, Oil & Gas, Car industry;• Financial Analysis and interpretation of financial statements for corporate and trading customers and financial institutions, ratio analysis, peer analysis, swot analysis, assessing financial and non-financial risks and their mitigation;• Exposure to industry research while preparing credit proposals for new trade lines;• Assistance in marketing activities and deal origination, including, client facing, due diligence, participating in bank meetings, conferences, seminars.• Borrower and Facility internal ratings for corporates and financial institutions based on the customers’ annual financial results, qualitative assessment;• Geographical coverage: Russia, CIS, Africa, Middle East, Turkey;• Industry coverage: FIs, Sovereigns, commodities, including coco, grain, oil &gas, metals, auto.• Close liaison with risk management team and originators from syndications, project finance and leveraged finance. Show less

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  KBC Bank

  Apr 2008 - Jan 2009

  Head of Credit, Global Trade Finance Group

  Structured Trade FinanceGlobal Trade Finance Group (GTFG) • Markets under coverage: Russia and CIS, South America, Africa, partially Asia;• Industry coverage: Metals, Energy, Soft Commodities;• Establishment and implementation of the internal credit function within GTFG;• Participation in transaction structuring and negotiations with potential borrowers on finalising terms and conditions of the transaction;• Assessment of the various risks inherent in individual transactions and providing the head of GTFG with a reasoned and objective view of the most relevant risks;• Looking into documentation, drafting, performing due diligence;• Detailed financial analysis of counterparties involved as borrowers, performance obligors and guarantors under prospective transactions being surfaced;• Examination of historical production costs, availability of raw materials, historical selling prices, production and export record, cash flows and other relevant factors affecting a counterparty’s capacity to perform and meet its obligations arising under specific financing facilities;• Evaluation of technical reports supplied in support of proposed financing facilities (e.g. technical reports on production/processing plants, mines and oil fields);• Peer group analysis to assist in comparative rating of counterparties in various industry segments, in particular Energy, Metals, Soft Commodities;• Overseeing Basle II ratings process and integrity of associated RAROC calculations;• Abreast of events and developments in countries, in which GTFG did or considered developing business. Show less

• 

  KBC Bank

  Apr 2009 - Nov 2009

  Head of Credit

  In January 2009 KBC Bank made a decision to scale down their trade finance business and made their trade finance team redundant. However, due to the need to maintain the existing exposure, the management decided to bring back Head of Credit to perform consultancy function on credit and financial analysis, risk assessment and annual credit reviews of the existing portfolio of borrowers.

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  Bloomberg LP

  Dec 2009 - Mar 2010

  Fixed Income Research

  Analysis and research of the capital structure and long-term liabilities of the European, Eastern-European, CIS and Russian blue chip companies and Financial Institutions.

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  Body Silk Clinic

  May 2010 - now

  I am a nutritional therapist specialising in science-based cancer nutrition and integrative oncology. All my consultations are online. I can be reached via info@annaswholistics.com. Clients with other chronic conditions who do not have malignancies, can contact me at anna.saprykina@bodysilk.co.uk. Being a cancer survivor of nine years and having a scientific degree in Nutrition and a specialised training to be able to support cancer clients at various stages of their disease, gave me additional perspective at how I approach every case in my work. If you have been recently diagnosed with cancer or have just completed the treatments and are looking for the ways to support yourself nutritionally to minimise the risk of recurrence, you may want to consider professional help. Or, perhaps, someone in your family had a cancer diagnosis and you would like to embrace specific diet adjustments to reduce the risk of getting cancer, I will be happy to help. Show less

  • Director

    May 2010 - now

  • Founder

    May 2010 - now
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  Cherie Blair Foundation for Women

  Sept 2019 - Jan 2021

  Business Mentor
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  Anna's Wholistics

  Jan 2024 - now

  Nutritional Therapist