Nageswar V

Experience

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  ARUDRA AGENCIES, Hyderabad

  Sept 1998 - Dec 2003

  Business Development Manager

  Entrepreneurship Experience Highlights: 1.Front led the company’s entry into manufacture of Gaskets based on comprehensive market study & analysis and supported successful establishment of the brand 2. Established strong professional relations with high net worth farmers 3.Put in place efficient accounting procedures and reduced credit sales and credit period by effective management of the supply chain.

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  Nandbiomatrix

  Jan 2004 - Oct 2006

  Marketing Manager

  Highlight: 1. Organised seminars and promoted cultivation of bio-diesel crops like Jatropha & Pongamia 2. Managed contract farming of the bio-fuels and neutraceuticals inputs, provided crop technical and extension services to farmers, monitored production and provided necessary guidance, arranged crop insurance and finance,

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  Heritage

  Sept 2006 - Jul 2008

  Lead Coordinator

  Highlights: 1. Successfully designed,implemented,expanded back ward integration of retail fruits and vegetables retail agri business operations model by name-"custom farming" system by providing crop extension services and ensuring on-time payments to farmers on weekly basis; encouraging enrolment of new farmers in the scheme 2. With efficient supply chain management strategies,we brought down the procurement from vendors from 60% to 20% through proper crop planning and effective management of custom farming operations 3. Consistently achieved target of daily procurement & supply of 10 tons of fruits & vegetables from farm & vendor sourcing 4. Performed field trials of different fruits & vegetables for selecting & supplying the most suitable quality vegetable supplies to retail stores through custom farming 5. Contributed in project for developing software for automation of custom farming and F&V procurement operations 6. Responsible for business plan and budgeting for the division. Co ordinating with Integrated package house-IPH, Supply chain and quality maintenance operations of the division. Show less

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  BASIX

  Aug 2008 - Oct 2011

  Branch Manager

  Highlights: 1. Merit of receiving Dhruva Tara and Star Performer Awards for delivering top performance in the organization 2. Steered a team of 50 members in driving business for Khammam, Warangal, Nalgonda, Adilabad, Nanded & Yavatmal in AP & Maharashtra 3. Used Delphix toll for generating MIS reports such as MSTAT, FAST, BRS, IOR, OTRR, PAR and NPA 4. Spearheaded collaborative programs by organising FLDs- Front Line Demonstrations and awareness camps in villages in close collaboration with organisations like Indian Society of Agribusiness Professionals (ISAP), Monsanto, JK Seeds, HLL & TERI 5. Recorded an increase in disbursements of loans for crop & dairy portfolio from INR 4 crores to INR 10 crores 6. Established a new sales team of 30-35 members Recruited, trained and positioned Field Sales Teams and expanded business to new territories 7. Directed Agricultural Extension Service Teams for delivering crop services and frontline demonstration of seeds and pesticides, veterinary services and rural development in liaison with government and nongovernment agencies 8. Bagged a rating of over 95% for risk monitoring and audit reports Recognized by management for superior service delivery to crop, diary and non-farm customers 9. Marketing life insurance, general insurance and weather insurance products and provide claim settlement services to rural and urban customers by acting as corporate agency to Aviva, Royal Sundaram and ICICI Lombard.10. Provide organizational development support to groups like SHG, MACTS and producer groups.11. Recognized for superior service delivery to crop, diary and non-farm customers. Show less

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  KBS Local Area Bank

  Nov 2011 - Aug 2013

  Area Manager

  Key Result Areas: 1. As Area head - credit for secured and unsecured business loans, working capital finance, home loans, due diligence, credit appraisals and financial statements analysis, personal discussion visits with clients, Credit policy complaince, along with sales & marketing of high value loans. 2. As Deputy Head - RBIA Performed audit of 14 branches and 15 BC locations of the bank Prepared audit papers for board meetings and responded board queries Planned, completed and led risk based audits, internal audit & risk assessment engagements to identify risks and assess whether adequate controls exist to mitigate the same Reviewed internal audit reports issued to identify trends in concerns and areas of improvement 3. As In - charge for Recovery (Recovery Operations) Mahbubnagar District Supported recovery for 5 bank branches Provided assistance for following up for difficult borrower accounts and NPA monitoring•Ensure efficient operations in business loan appraisals,by participating in personal discussions targeted business growth, maintaining customer KYC norms and controlling NPAs within norms.•Sales and marketing of high value loans i.e. Growth micro enterprise - SME loans•Deposit mobilisation, CASA accounts, insurance operations.•Led “Risk based audit team” in conducting regular audit of 14 branches and 15 BC locations of the bank. ( as a deputy head RBIA assisting and monitoring overall audit function of bank). Preparing Audit papers for board attending all board queries and compliance issues etc.•Looked after Business correspondent (BC) operations of the branch •Well versed with banking software and its usage. “Banksoft” operations. Show less

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  RBL Bank

  Nov 2014 - Aug 2019

  Cluster Credit Manager

  Credit operations ,Loan documentation, portfolio management, credit risk management, Team management, NPA management. KCC, Agri Investment loans, Tractor loans, housing loans, mortgage loans,

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  Freelance

  Sept 2019 - Sept 2022

  Credit Risk Management

  -Consulting services for project preparations, documentation, Swot analysis, Pest analysis, due diligence.* Providing training on credit and financial analytical skills, CAIIB, other banking certification exams trainings.

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  Freelancer

  Sept 2022 - now

  Credit Risk consultant

  Corporate online and offline class room training sessions in banking, finance, data management courses like power BI, excel for both corporate and individuals aspirants.