Filip Lipev

Experience

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  Societe Generale

  Jul 2007 - Nov 2007

  Relationship Manager

  • Built and maintained long-term customer relationships, managing deposit products, loans, cards, and accounts, while aligning with sales targets• Identified customer needs and recommended suitable products, assessing risks for the bank and ensuring alignment with sales goals• Maximized profits through direct marketing of bank products and managed clients’ credit files, consistently meeting ambitious sales targets

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  Raiffeisen Bank International AG

  Jan 2008 - Nov 2008

  Junior Financial Specialist

  • Contributed to Bulgaria’s first securitization deal as part of RBI’s Active Credit Portfolio Management (ACPM) team, assisting in structuring and implementation while gaining valuable experience as securitization gained traction in the region• Coordinated the EUR 100 million asset transfer to a Special Purpose Vehicle (SPV), liaising with accounting, IT, and legal departments at Raiffeisen Bank Bulgaria and Raiffeisen Bank International to ensure accurate reporting and compliance• Managed data quality for securitized assets, calculated swaps and underlying payment tranches, ensured alignment with contractual obligations, and prepared detailed presentations, teasers, and reports for key stakeholders, including the CFO Show less

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  EmergingMarketWatch

  Jan 2009 - Feb 2018

  • Supervised a three-member investment strategy team, generating top-down investment themes and trade ideas across asset classes, leveraging proprietary quant models and unique on-the-ground insights often overlooked by markets. This work earned me the Employee of the Year award in 2013• Participated in daily client interactions on trades and regional views. Published in EU business media outlets. Developed a network of influential contacts in the region to assist in understanding idiosyncratic risks• Lead analyst for Russia, which was previously covered by the company’s Chief Economist and Managing Director. Supervision role for a number of CEE markets Show less • Created quantitative models that included hard and soft indicators, which were used for various assessments (e.g. time series analysis) and macroeconomic forecasting purposes• Produced relevant in-depth reports on economics, central bank decisions and market-moving events (e.g. Latvia’s BoP crisis in 2009, Lithuania’s mini-banking crisis in 2011, Slovenia’s banking crisis in 2013) that successfully assisted clients in dealing with their portfolios during these turbulent times. Proven track record in predicting actual post-election developments and assessing esoteric longer-term themes that helped clients with their SAA/TAA in a timely manner• Lead analyst for Estonia, Latvia, Lithuania, and Bulgaria, and supporting role for Russia, Georgia, Armenia, and Azerbaijan Show less

  • Senior Economist / Strategist

    Sept 2013 - Feb 2018

  • Economist

    Jan 2009 - Aug 2013
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  Raiffeisen Bank International AG

  Feb 2018 - Sept 2018

  Expert at Integrated Risk Management Department

  • Performed IRB macro stress tests, reverse stress tests, and sensitivity analysis for ICAAP purposes• Regular verification of the Economic Capital and Risk Taking Capacity figures, which are regularly presented to senior management (incl. BoD)• Devised a quantitative model that showed the impact from a (potentially) higher interest rate environment in the euro area on the bank’s mortgage portfolio, which led to pre-emptive measures from the business

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  UBS

  Oct 2018 - Sept 2020

  Risk Modeling and Analytics Specialist

  • Directly involved in the design and generation of macroeconomic stress tests, including FRB CCAR, FINMA LPA, EBA, MAS, and group-wide internal runs. Played a key role in the design of Covid-19 stress scenarios during the early stages of the pandemic, and contributed to the firm’s first Climate scenarios as part of ESG-focused initiatives. All findings and results were reported directly to UBS’s Chief Risk Officer (CRO)• Developed and contributed to the creation of advanced quantitative models for stress testing, financial reporting, and business planning purposes. These models included sophisticated algorithms and methodologies, particularly in areas requiring complex data analysis and model validation, with outcomes directly informing CRO decisions• Liaised with senior stakeholders, regulators, and auditors on the expansion of economic scenarios, including those driven by pandemic-related risks and ESG considerations. Ensured alignment with regulatory expectations, and communicated technical findings to non-technical audiences, with regular reporting to the CRO Show less

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  Akkodis

  Oct 2020 - Nov 2023

  Projects Controlling and Financial Analysis Expert

  • Led Financial Planning & Analysis, transforming a EUR 10+ million project from zero profitability to a sustainable multi-million EUR profit with high double-digit margins over three years, contributing to the firm's Employee of the Year (2022) Award• Optimized expense-related processes, contributing to record-breaking profits while ensuring compliance with international standards• Provided strategic insights that drove business performance and influenced executive decisions, including leading the first Transfer Pricing tax report with a Big Four firm Show less

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  National Assembly of the Republic of Bulgaria

  Jan 2022 - Aug 2022

  Macroeconomic Advisor to the Chairperson of the Committee on Budget and Finance

  • Advised on macroeconomic policies, shaping national economic strategies during pivotal political periods, such as implementing targeted tax cuts to stimulate investment and support households• Delivered critical economic analyses that guided legislative decisions and policy implementations, including research papers that supported Eurozone accession efforts• Collaborated closely with policymakers to ensure economic strategies were aligned with national objectives, contributing to sustained economic growth Show less

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  Innovaway

  Sept 2024 - now

  Chief Financial Officer

  • Leading financial strategy, driving rigorous cost efficiency, and optimizing processes to support and accelerate Innovaway's ambitious growth in Bulgaria