Archit Mishra

Experience

• 

  SMC Group

  Apr 2016 - Jun 2016

  Intern
• 

  Bajaj Allianz Life Insurance Co. Ltd.

  May 2017 - Mar 2018

  Management Trainee
• 

  Lendingkart

  Mar 2018 - Jan 2020

  Credit Analyst

  • Processing of loan application from document verification to loan sanctioning. Handling 50Cr + of portfolio and achieving monthly disbursement targets of 3Cr. Maintaining the daily, monthly MIS reports of all past and current customers from

• 

  LiquiLoans

  Jan 2020 - Jan 2021

  Senior Underwriter

  • Managing a team of Junior underwriters to execute and assess application quickly and reducing TAT for consumer loans. Responsible for training and mentoring of the team.• Heading the department of Business Loans- a new venture for the company away from the consumer loan segment. Helped management team in coming up with updated and robust credit policies to reduce and mitigate the chances of bad loans or NPAs

• 

  DMI Finance Private Limited

  Jan 2021 - Oct 2022

  Assistant Manager
• 

  Hero FinCorp.

  Oct 2022 - now

  Manager - Risk and Policy - Partnerships and Cross-sell

  · New Partner on boarding including formulation and implementation of new policies, new products, line assignment for the product.· Monthly Portfolio analysis.· Create test pools on portfolio for UAT testing.· Working closely with Data Science team to develop new models or provide performance-based inputs to refine existing models.