Siddharth Pandey

Experience

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  Terminal Ballistics Research Laboratory

  Jan 2013 - Jun 2013

  Research Trainee

  Worked with TBRL, one of the research Lab of Defence Research and development organisation (DRDO), on 2 projects.

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  Pure Mathematics

  Jan 2014 - Mar 2015

  Faculty & Digital Manager

  Worked in the team of 3 members in starting the digital coaching program in the institute.

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  Rashtriya Sewa Bharati

  Jan 2016 - Mar 2016

  Program Head, Government Job

  Launched a new initiative aimed at empowering girls from underserved communities by providing them with the resources and guidance to prepare for competitive government job exams, with the goal of fostering financial independence and self-reliance

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  Self-employed

  May 2016 - Aug 2016

  Government exam consultant

  Worked in many educational platforms including Gradeup, which is later acquired by edtech giant Byju's.Advising students on the most effective resources and strategies to successfully prepare for competitive government exams, such as IBPS, SSC CGL, and various state-level Government exams.

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  Bank of Baroda

  Sept 2016 - Jul 2023

  Led a team of 6 members, strategized and marketed the bank products accordingly to achieve the target growth in all core segments.Conducted thorough gap analysis to identify probable NPA accounts (Special Mention Category (SMA 0,1,2) and designed an Early Warning System resulting in a significant decline of NPA by 50% as well as improving region's collection by 30%.Worked in Retail advances, mortgage based loans, MSME advances, Agriculture based advances, Bank Guarantees, Credit risk assessment, Trade finance, Digital lending initiative, Wealth management, Audit, financial inclusion, Government lending schemes, NPA and one time settlement. Show less

  • Assistant Branch Manager (Credit Officer)

    Apr 2022 - Jul 2023

  • Senior Credit Associate

    Sept 2019 - Mar 2022

  • Associate

    Sept 2016 - Aug 2019
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  Sarvsidhi Pooja Bhandar

  Jan 2021 - now

  Co-Founder

  Launched and scaled a retail and wholesale business in the $60Bn religious and spiritual market, growing revenue 25x to $31K from $1180 in 3 years by expanding in Himachal and introducing customer-focused offers.Currently, the largest wholesaler of religious goods items to one belt of Himachal Pradesh.

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  Vinod Fruit Agency

  Aug 2023 - now

  Senior Finance Manager

  Managing a team of 20 members in developing and managing financial forecasts and identifying and evaluating the risks associated with the project.I, along with my team, provide regular financial reports to the management and seek their instruction for further actions.Conducting thorough due diligence, assessing the credibility and feasibility of both the customer and the project, performing inspections, and coordinating with various departments before making debt investment.Recently helped in expanding the business in Mumbai region. Show less