
WILFER MORALES Risks And Insurance

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About me
MBA | Risk Management and Insurance Specialist | Lawyer | digital transformation | risk transfer mechanisms | risk models | Technical / commercial | Administrative Law Specialist
Education

Gran Colombiano Polytechnic University
2016 - 2017Specialist in Risk Management and Insurance .
Rosario GSB - Graduate School of Business
2019 - 2020Master of Administration - MBA.Innovation; Risks; Insurance; P&C; Casualty; Digital; Marketing; Commercial; Legal; Legal; Lawyer; Director; RCE; Transformation; digital; Entrepreneurship; Consulting; Professor; Chair; Underwriting; Technical / Commercial; Multi-risk; Corporate Governance; Leader ; Leadership; Prospecting; Property; Reinsurance; Broker; Broker; Underwriting; Financial Optimization; Manager; Policies; Claims; Steering Committee.

Pontifical Bolivarian University of Medellín
2012 - 2013Specialist in Administrative Law.
EADA Business School
2019 - 2020International Master in Leadership.
Sabana University
2020 - 2020Risk Management Riesgos y seguros
Berlitz Eje Cafetero
2019 - 2021Inglés Niveles 4 - 9 Business Administration and Management, General
INCCA University of Colombia.
2006 - 2011Law degree (Lawyer)
Experience

Allianz Colombia
May 2008 - Nov 2017Lead the underwriting policy and comply with the company's P&C budget for the central region and coffee axis of Colombia. Leader of the production budget assigned in his jurisdiction, technical / commercial performance with intermediaries. Responsible for leading the development of underwriting strategies for insurance programs through proposals in state contracting processes and for carrying out technical / commercial activities with the intermediaries attached to the Allianz group nationwide. With a production budget according to the group's policy and geographic coverage: National. Responsible for developing technical / commercial production strategies for compliance insurance through intermediation channels and direct with clients. Geographic coverage: Regional (West, East, Eje Cafetero and Bogota D.C.). Responsible for developing technical / commercial production strategies for compliance insurance through intermediation channels and direct with clients Geographic coverage: Regional (West, East, Eje Cafetero and Bogota D.C.). Responsible for developing insurance program underwriting strategies through proposals in state contracting processes.
TECHNICAL / COMMERCIAL DIRECTOR P&C REGIONAL
Jun 2015 - Nov 2017GOVERNMENT BUSINESS PROFESSION
Mar 2013 - Jun 2015TECHNICAL / COMMERCIAL PERFORMANCE BONDS DE
Apr 2011 - Mar 2013BUSINESS ANALYST / PERFORMANCE BONDS UNDERWRITER
Apr 2010 - Apr 2011GOVERNMENT BUSINESS SUPPORT
May 2008 - Apr 2010

Corporación Universitaria Republicana
Sept 2014 - Oct 2014POSTGRADUATE TEACHER SPECIALIZATION IN LABOR LAW AND SOCIAL SECURITY(i) Teacher of Alternative Mechanisms for Conflict Resolution, Administrative and Elective Labor Law I. (ii) Teacher of the preparatory course in Public Law.

CNPX
Dec 2017 - Dec 2019INSURANCE SPECIALIST MANAGERCreation of insurance products corresponding to the P&C branches in a 100% digital End To End experience in the stages of linking, underwriting and Indemnification. Lead the process of the approval process of the technical branches under his charge before the regulatory body of the future digital insurance company in Colombia. Lead the reinsurance structure of the future digital insurer. Reference link of the insurance company in Brazil: https://www.youse.com.br/
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Asociación Colombiana de Derecho de Seguros (ACOLDESE)
May 2018 - nowLAWYER MEMBERMember of the association as an independent lawyer, a space where you can interact with legal professionals in academic and technical discussions focused on the legal analysis of the world of insurance at a global level.

Decameron All Inclusive Hotels & Resorts
Dec 2019 - nowHOTELES DECAMERON DE COLOMBIAAdministration and management of corporate risks and insurance in Latam (Mexico, Haiti, Jamaica, El Salvador, Costa Rica, Panama, Ecuador, Peru, Colombia). Modeling the risk management program through digital tools, executing the organization's risk management policies and the organization's insurance policies.
Licenses & Certifications

Coaching en gestión de riesgos y oportunidades
Applus+Nov 2022
Fotógrafo profesional
Zona Cinco Escuela de Cine Y FotografíaFeb 2024
Formación Básica en la Metodología SIT Innovación
SIT Innovation - Systematic Inventive Thinking ®Aug 2019
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