Simon Harris

Experience

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  HSBC

  Mar 1996 - Mar 1999

  Head of Corporate Recovery

  Responsible for stabilising and recovering non-performing, as well as sub-standard, loans across a wide range of economic sectors, specifically through leading bank group workout committees in conjunction with recovery lawyers and specialist accountants. Responsible for HSBC Hong Kong's credit policy and procedures as well as credit administration (balance sheet spreading) and the preparation of credit review packages.

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  Saudi British Bank

  Mar 1999 - Apr 2002

  Chief Credit Officer

  Responsible for all Credit Risk, islamic and conventional, including risk management systems and approval processes; credit policy and credit operations.Responsibilities specifically included Corporate and Commercial lending, Retail banking Credit Scoring strategies, Treasury investment risk and currency exposure as well as debt recovery.SABB's assets were USD11.3bn. Member of SAMA’s Chief Risk Officer Committee.

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  HSBC

  May 2002 - May 2007

  Independently responsible for HSBC's risk management including: Treasury (assets USD4bn), large/multinational corporate (assets USD2bn); commercial banking (assets USD3bn) and retail portfolio (i.e. credit scored) products (assets USD4bn). Responsible for capital market risk (bond/syndicated loan underwriting) and reputational/environmental risk – which was particularly relevant given Malaysia’s timber and palm oil sector; establishing a timber sector sustainability Conference. Chairman of the Risk Committee.Responsible for the introduction of credit policy and systems that ensured the Bank met the requirements of Basel II. Show less Reporting direct to the region’s Chief Credit Officer. Initially responsible for granting/recommending large facilities requested by HSBC’s top 1200 relationships. Then responsible for all large/top and middle market corporate lending exposure (including investment banking, e.g. underwriting; treasury products; and project/structured/securitised finance) across all of Asia/Pacific with the exception of “greater China”. Responsible for providing advice and direction to country Heads of Credit Risk on a day to day basis. Member of the Regional internal audit committee.Responsible for assets in the Region of USD65bn. Show less

  • Cheif Credit Officer Malaysia

    Jun 2004 - May 2007

  • Head of Credit Risk and Policy Asia/Pacific

    May 2002 - Jun 2004
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  HSBC

  Sept 2007 - Jun 2009

  Chief Risk Officer Africa

  Responsible for HSBC's credit, financial markets and operational risk throughout sub Saharan Africa; with a specific focus on South Africa; Nigeria; Angola; Kenya and Ethiopia. Chairman of the Risk Committee.Assets included corporate, project finance, investment banking, treasury, broking, stock lending, financial (African banks) and non financial institution risk. HSBC's assets in Africa were USD5bn.

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  Standard Chartered Bank

  Aug 2009 - Feb 2014

  Responsible for USD202bn corporate / financial institution assets spread across western Europe and Turkey; as well as the developing eastern European markets. Assets included large corporates, financial institutions, commodity traders, leveraged finance and shipping & project finance - as well as FM exposures. Senior member of Governance Committees: Europe Risk Committee and Early Alert Committee, Turkey Integration Committee and Operational Risk Committee. Responsible for all corporate lending (large corporate, trade finance, commodity, SME) across 13 Sub Sahara Africa countries as well as: - a member of the Africa Management Committee- installing and managing new credit systems- managing & improving credit governance- supporting localisation, diversity, talent development- improving KYC due diligence compliance- developing customer relationships

  • Regional Credit Officer Europe

    Nov 2011 - Feb 2014

  • Regional Credit Officer Africa

    Aug 2009 - Nov 2011
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  Blue Orchard (fund managers) : Regional Fund For Education in Africa & Direct Lending Fund

  Feb 2014 - now

  Unitary Councillor and Investment Committees and Volunteer

  Also:Member Shropshire Unitary Council as of 2021 - Cleobury Mortimer. Vice Chair Audit Ctee. Member Pensions Ctee - £2bn under management.Observer Hereford Diocese Board of Finance (2019-2021).Director of Cleobury Country - consulting on business development in rural England.Warden and joint manager of a heritage building ie St John the Baptist, Kinlet. Consulting on community outreach and development.Parish Councillor (2015-2021)Eco - volunteer : Coral Cay Conservation; Blue Ventures and Underwater Africa. Show less

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  Self Employed

  Feb 2014 - Jul 2017

  Consultancy Services

  Consulted on risk management and structures as a member and Chair of the Crown Agents Bank Credit Committee.