Ayush Agrawal

Ayush Agrawal

Summer Intern

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location of Ayush AgrawalBengaluru, Karnataka, India

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  • Timeline

  • About me

    FinTech | IIT KGP | CFA

  • Education

    • CFA Institute

      -
      CFA
    • The Scindia School

      2005 - 2008
    • Indian Institute of Technology, Kharagpur

      2010 - 2014
      Bachelor of Technology (B.Tech.) Industrial Engineering and Management

      Major courses: Operations ResearchSupply Chain ManagementFinance Quality Engineering

  • Experience

    • Ashok Leyland

      May 2013 - Jul 2013
      Summer Intern

      Executed projects around line balancing and cost minimization for heavy duty vehicles production at Pantnagar plant based in Uttarakhand

    • HSBC

      Jun 2014 - May 2017
      Analyst

      Involved in designing acquisition and account management risk policies/strategies for unsecured products including credit cards and loans for Latin America region. In addition, also supported IFRS9 modeling for Hongkong region

    • Standard Chartered

      Jul 2017 - May 2019
      Associate Manager

      Was Part of the Group Policy team (Credit risk) based out of BangaloreIn first few months was involved in developing Credit card Authorization policy framework for all major StanChart markets. Later moved to Singapore country team and was involved in all credit risk management initiatives for including development and validation of risk decision framework (RDF) for credit cards and loans

    • Flipkart

      May 2019 - Jul 2022

      B2C : Part of Risk and Collections team within Fintech and Payments group (FPG). Led collections analytics and strategy for Buy Now Pay Later (BNPL) and EMI products.B2B (Flipkart Wholesale) : Part of Credit Risk Management team of the newly launched Flipkart wholesale platform

      • Senior Manager

        Mar 2021 - Jul 2022
      • Manager - Fintech

        May 2019 - Mar 2021
    • Bynow

      Aug 2022 - Oct 2023
      Credit Risk management, Analytics and Debt collections

      Building next gen B2C and B2B BNPL solutionsFollow us at : https://www.linkedin.com/company/bynow/Bynow for Business : https://www.linkedin.com/showcase/bynow-for-business/

    • Jio Financial Services

      Nov 2023 - now
      Product and Credit Policy
  • Licenses & Certifications

    • CFA level 3

      CFA Institute
    • Private Equity by SDA Bocconi School of Management

      Coursera
    • Financial Markets by Harvard Business School

      Coursera