Mrugesh Patel

Experience

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  Globaltech(I)PVT.LTD

  Dec 2012 - Apr 2013

  Internship

  Project: Wireless management of cellular towers.Built a smart device which can remotely control the activities at the Base Transceiver Stations (BTS) through wireless communication. It reduces the manual work needed at each BTS and also monitors various activities at these stations like checking voltage levels, maintaining security, varying temperature levels and indicating extreme conditions like fire that might take place in the BTS cabin.

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  Unit Trust of India MF

  Apr 2015 - Jun 2015

  Summer Internship

  • Performance of UTI’s schemes compared to competitors in the framework of risk and returns• Business development by interacting with Individual Financial Advisors and Investors• Technical and Fundamental analysis of 18 stocks across six different sectors of Indian economy• Create a portfolio of stocks based on risk and returns of various financial parameters and CAPM model

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  HDFC Bank

  Jun 2016 - Dec 2018

  Financial Advisor

  • Responsible for managing a portfolio of CAD 4 million comprising more than 200 High Net Worth (HNW) customers of the bank and achieve business targets assigned in terms of cross selling, enhancing and upgrading the HNW relationships. • Increased portfolio size by 21% in a financial year through new client acquisitions while achieving income and productivity targets for the existing portfolio.• Profiling customers to provide financial products to meet their needs and ensure highest levels of service to the High-Net-Worth customers as their one point of contact for all financial needs.• Financial planning & Investment Advice to the HNW customers to achieve their financial goals.• Products dealt with: Bank accounts, Fixed Deposits/Term Deposits, Mutual Funds, Equity advisory, General Insurance, Life Insurance, Online banking, Mobile banking, Forex Transactions, Business loan, Personal Loan, Home loan, Mortgage loan, Credit card. Show less

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  ICICI BANK

  Aug 2018 - Jul 2019

  Business Banking Manager

  • Responsible for managing a portfolio of 13 corporate clients with bank exposure of CAD 52 million, monitor and evaluate their financial position on a continuous basis through strong analytical skills to make lending decisions.• Establish, develop and maintain long term relationships with current and potential clients. Provide exceptional service, achieve income growth, improve efficiency and embrace business initiatives.• Understand client requirements and recommend appropriate funding facilities to fulfill their working capital requirements. Facilities include working capital loan (Line of Credit), Overdraft facility, Bank Guarantee, Letter of Credit, Term loan, Project loan.• Maintain credit quality of the book by doing detailed analysis of the annual financial statements of the clients and make projections for tracking purposes. Monitor business performance of the clients by tracking financial ratios and key financial parameters on a quarterly basis that help in taking lending decisions. • Ensure that the clients fulfill the compliance requirements of the bank by collecting requisite documents, reviewing and updating them on timely basis.• Stay updated with the research reports of various industries and monitor emerging issues, trends and competitive landscape to take lending decisions.• Possess verbal and written communication skills to prepare detailed credit proposals of the clients and present it to the bank committee members to get it approved in terms of credit risk for the bank.• Administered all referrals and direct meetings to develop new business opportunities; increased portfolio size by 15% within 6 months by new client acquisitions. Show less

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  Humber College

  Sept 2020 - Dec 2020

  Project Management Associate

  • Responsible for Testing and Debugging of Project Management Tool, a multiphase project undertaken by Humber College for Project Management practitioners.• Experience soliciting, gathering and analyzing user input and requirements, document user stories and create process flow diagrams.• Experience converting business requirements of the Project Management Simulation Tool into test plans and test cases to test the functional and non-functional requirements of the tool.• Experience working closely with software developers and product owners to develop test specifications and build test cases to rigorously test product functionality.• Worked with various teams to review, discuss and identify business requirements and provide the best suitable solutions.• Test performance of the tool and report issues/new features to the developers who work on them.• Recommend improvements in the tool during the project meetings with Product Owners, BA and SMEs.• Create documentations like Business Case, Project Charter, Project Schedule (MS Project), Communication Management Plan, Stakeholder Management Plan, Risk Register, to be used by Project Team and Stakeholders. Show less

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  TD Direct Investing

  Nov 2021 - now

  Investment Representative

  • Provide legendary client experience by fulfilling client requirements in terms of executing financial transactions and providing relevant information related to registered and non-registered accounts.• Develop long-term relationships with the clients by providing investment information to help them achieve their financial goals and manage their portfolios.• Place investment orders by buying and selling stocks, ETF, bonds, treasury bills, mutual funds, bullions and other securities for individual investors.• Monitor clients' investment portfolios and ensure that investment transactions are carried out according to industry regulations.• Review financial periodicals, financial news, industry reports, business publications and other material to stay updated with the daily trends in the investment industry. Show less