Ranjan Kumar Rath

Experience

• 

  Bank of India

  Jan 2001 - Dec 2006

  Was posted in Raipur and Bhilai area for marketing low cost deposit and PSL business under MSME . Total business sourced about 100 Cr in deposit and advances .Initiated the pension payment project of CSEB in Raipur and got a float of more than 20 Cr in CA . Also during the period marketed retail loan products for Raipur city branches and was involved in processing of loans in newly formed Zonal Office of the Bank at Raipur . After the rural posting posted in Bank of India Zonal office Jabalpur for planning and budgeting for a brief period of four months . Was given the charge of a SU Branch for Credit growth and increased credit portfolio from 2 Cr to 8 Cr in 18 months with more focus on Personal Loan segments in HL , PL , LAP and also the PSL business specially MSME traders and direct agriculture KCC and other Agri Term loans . Recovered maximum in NPA under OTS and brought the NPA to less than 2% . Branch was selected best branch under Credit growth during the FY . Joined BOI as PO and was allotted different jobs and training during the two year probation relating to basics of General Banking , Retail and MSME Credit, basics of Foreign Exchange business in big branches of Kolkata , Raipur and Hyderabad in Bank Of India .

  • Marketing Manager Liability and MSME

    Oct 2005 - Dec 2006

  • Staff officer Planning and Budgeting

    Jul 2005 - Oct 2005

  • Credit Manager

    Aug 2003 - Jun 2005

  • Probationary Officer

    Jan 2001 - Jul 2003
• 

  IDBI Bank

  Dec 2006 - now

  Headed the newly carved Region for Chhattisgarh state with 11 branches and expanded it to a branch network of more than 60 Plus branch in two years . Expanded the branch Banking business from 700 Cr to a total business of about 5000 Cr plus with main focus in Low Cost CASA Deposit from both retail and institutional TASC accounts , Started the PSL Business in Agri and MSME with a cluster based approach and Hi-tech Agri , Started the Finanicial Inclusion programme with establishing the bank’s first few FI Branches , Initiated an Urban Financial Inclusion programme with DBT based Pension payment and NREGA Wages , Cross sell of third party business , grooming of new. BHs and asset officers and other assignments related to Recovery , SLBC and Branch Profitability . Show less

  • Chief General Manager and Zonal Head

    May 2022 - now

  • Chief General Manager and Zonal Head

    Jun 2021 - Apr 2022

  • General Manager

    Sept 2016 - May 2021

  • Deputy General Manager and Regional Head ,Rajasthan

    Jun 2015 - Sept 2016

  • Deputy General Manager and Regional Head, Chhattishgarh

    Aug 2011 - Jun 2015

  • Assistant General Manager and Branch Head, Raipur

    Dec 2010 - Aug 2011

  • Assistant General Manager and Branch Head, Bhilai

    Dec 2006 - Nov 2010