
Naseen J.
Sales Manager - Retail Liabilities

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About me
Commercial Banker | Credit Analyst | Credit Manager | Risk and Compliance | AML - KYC
Education

Jawahar Science College
2002 - 2005Bachelor of Business Administration - BBA Business Administration and Management, General I ClassActivities and Societies: Projects / Field Studies 1. Ratio Analysis Study of NLC India Limited 2. Study on Employee Satisfaction at NLC India Limited 3. Livelihood Impact Study on Living Conditions at Rural Places in South India

PSG Institute of Management
2005 - 2007Master of Business Administration (M.B.A.) Finance and Marketing I Class with DistinctionActivities and Societies: Projects / Field Studies 1. Financial Performance of State Run Textile Mills 2. Market Impact Study of Family Run Edible Oil Business 3. Economic Value Added (EVA) Study of Indian Banks 4. Ratio Analysis of Indian Banks 5. Comparative Study on Indian vs French Rail System
Experience

ICICI Bank Limited
Jul 2007 - May 2009Sales Manager - Retail Liabilities➢Successfully handled a team of twenty Field Staff Members handling with sourcing and onboarding of Current (Checking) Accounts➢Dealt with providing Product Training, Team Coordination, Payroll In-charge activities for the team members➢Cross-Selling of Life and General Insurance Products to clients➢Handled KYC and supported the AML Team in carrying out EDD / CDD queries on a regular basis➢Successfully handled account and service-related client queries

Repco Bank
Oct 2010 - now➢Worked successfully as Branch Manager at various offices of the Bank➢Handled a team of around ten to twenty staff members on a regular basis➢Served as overall in-charge of the Branch's internal, business and management functions focusing on business promotion and development➢Served as custodian of security documents and client safe deposit lockers➢Managed cash and funds position on a regular basis➢Sourced, analysed, processed and sanctioned credit proposals focussing on mortgage loan products and small ticket loans➢Dealt successfully with follow-up and recovery of stressed assets and reduced NPA positions to a significant level➢Successfully handled Branch level Income Tax Compliance and met the Branch business targets in Advances, Deposits and NPA Management➢Ensured compliance of all internal and external policies and procedures➢Handled BRS, Inter Branch Transfers, Bills Receivables and Payables, MIS and Fixed Assets Management➢Ensured compliance of CERSAI, CIBIL, IT Security, customer KYC norms, client profiling and diligence Show less ➢Worked successfully as Assistant Branch Manager at various offices of the Bank➢Successfully handled a team of around ten to fifteen staff members on a regular basis➢Served as additional in-charge of the Branch's internal, business and management functions focusing on business development➢Served as custodian of security documents and client safe deposit lockers➢Managed cash and funds position on a regular basis➢Sourced, analysed, processed and sanctioned credit proposals focussing on mortgage loan products and small ticket loans to SMEs➢ Dealt successfully with follow-up and recovery of stressed assets and reduced NPA positions to a significant level ➢Handled client enquiries, grievance redressal and relationship building activities➢Successfully achieved the business targets in Advances, Deposits and NPA Management➢Ensured compliance of all internal and external policies and procedures➢Handled BRS, Inter Branch Transfers, Bills Receivables and Payables, MIS and Fixed Assets Management➢Ensured compliance of CERSAI, CIBIL, IT Security, customer KYC norms, client profiling and diligence Show less
Credit Manager
Apr 2023 - nowBranch Manager
Sept 2013 - Mar 2023Assistant Branch Manager
Oct 2010 - Aug 2013
Licenses & Certifications
- View certificate

What Is Business Analysis?
LinkedInSept 2021 - View certificate
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EF SET English Certificate 79/100 (C2 Proficient)
EF Standard English Test (EF SET)Apr 2020 - View certificate

Excel for Business Analysts
LinkedInOct 2021 - View certificate

Business Analysis Foundations: Business Process Modeling
LinkedInOct 2021 - View certificate

Business Analysis Foundations
LinkedInNov 2021 - View certificate

Requirements Elicitation for Business Analysts: Interviews
LinkedInOct 2021 - View certificate

Key Account Management
LinkedInOct 2021 - View certificate
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Data Science Fundamentals
Corporate Finance Institute® (CFI)Oct 2020 
Certificate Examination in AML / KYC
Indian Institute of Banking and FinanceMar 2019
Certified Associate of Indian Institute of Bankers
Indian Institute of Banking and FinanceNov 2018
Languages
- taTamil
- enEnglish
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