Naseen J.

Naseen J.

Sales Manager - Retail Liabilities

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location of Naseen J.Tamil Nadu, India

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  • Timeline

  • About me

    Commercial Banker | Credit Analyst | Credit Manager | Risk and Compliance | AML - KYC

  • Education

    • Jawahar Science College

      2002 - 2005
      Bachelor of Business Administration - BBA Business Administration and Management, General I Class

      Activities and Societies: Projects / Field Studies 1. Ratio Analysis Study of NLC India Limited 2. Study on Employee Satisfaction at NLC India Limited 3. Livelihood Impact Study on Living Conditions at Rural Places in South India

    • PSG Institute of Management

      2005 - 2007
      Master of Business Administration (M.B.A.) Finance and Marketing I Class with Distinction

      Activities and Societies: Projects / Field Studies 1. Financial Performance of State Run Textile Mills 2. Market Impact Study of Family Run Edible Oil Business 3. Economic Value Added (EVA) Study of Indian Banks 4. Ratio Analysis of Indian Banks 5. Comparative Study on Indian vs French Rail System

  • Experience

    • ICICI Bank Limited

      Jul 2007 - May 2009
      Sales Manager - Retail Liabilities

      ➢Successfully handled a team of twenty Field Staff Members handling with sourcing and onboarding of Current (Checking) Accounts➢Dealt with providing Product Training, Team Coordination, Payroll In-charge activities for the team members➢Cross-Selling of Life and General Insurance Products to clients➢Handled KYC and supported the AML Team in carrying out EDD / CDD queries on a regular basis➢Successfully handled account and service-related client queries

    • Repco Bank

      Oct 2010 - now

      ➢Worked successfully as Branch Manager at various offices of the Bank➢Handled a team of around ten to twenty staff members on a regular basis➢Served as overall in-charge of the Branch's internal, business and management functions focusing on business promotion and development➢Served as custodian of security documents and client safe deposit lockers➢Managed cash and funds position on a regular basis➢Sourced, analysed, processed and sanctioned credit proposals focussing on mortgage loan products and small ticket loans➢Dealt successfully with follow-up and recovery of stressed assets and reduced NPA positions to a significant level➢Successfully handled Branch level Income Tax Compliance and met the Branch business targets in Advances, Deposits and NPA Management➢Ensured compliance of all internal and external policies and procedures➢Handled BRS, Inter Branch Transfers, Bills Receivables and Payables, MIS and Fixed Assets Management➢Ensured compliance of CERSAI, CIBIL, IT Security, customer KYC norms, client profiling and diligence Show less ➢Worked successfully as Assistant Branch Manager at various offices of the Bank➢Successfully handled a team of around ten to fifteen staff members on a regular basis➢Served as additional in-charge of the Branch's internal, business and management functions focusing on business development➢Served as custodian of security documents and client safe deposit lockers➢Managed cash and funds position on a regular basis➢Sourced, analysed, processed and sanctioned credit proposals focussing on mortgage loan products and small ticket loans to SMEs➢ Dealt successfully with follow-up and recovery of stressed assets and reduced NPA positions to a significant level ➢Handled client enquiries, grievance redressal and relationship building activities➢Successfully achieved the business targets in Advances, Deposits and NPA Management➢Ensured compliance of all internal and external policies and procedures➢Handled BRS, Inter Branch Transfers, Bills Receivables and Payables, MIS and Fixed Assets Management➢Ensured compliance of CERSAI, CIBIL, IT Security, customer KYC norms, client profiling and diligence Show less

      • Credit Manager

        Apr 2023 - now
      • Branch Manager

        Sept 2013 - Mar 2023
      • Assistant Branch Manager

        Oct 2010 - Aug 2013
  • Licenses & Certifications

    • What Is Business Analysis?

      LinkedIn
      Sept 2021
      View certificate certificate
    • EF SET English Certificate 79/100 (C2 Proficient)

      EF Standard English Test (EF SET)
      Apr 2020
      View certificate certificate
    • Excel for Business Analysts

      LinkedIn
      Oct 2021
      View certificate certificate
    • Business Analysis Foundations: Business Process Modeling

      LinkedIn
      Oct 2021
      View certificate certificate
    • Business Analysis Foundations

      LinkedIn
      Nov 2021
      View certificate certificate
    • Requirements Elicitation for Business Analysts: Interviews

      LinkedIn
      Oct 2021
      View certificate certificate
    • Key Account Management

      LinkedIn
      Oct 2021
      View certificate certificate
    • Data Science Fundamentals

      Corporate Finance Institute® (CFI)
      Oct 2020
      View certificate certificate
    • Certificate Examination in AML / KYC

      Indian Institute of Banking and Finance
      Mar 2019
    • Certified Associate of Indian Institute of Bankers

      Indian Institute of Banking and Finance
      Nov 2018