BHASKAR KUMAR

Experience

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  Shrestha Consultancy Pvt. Ltd.

  Jun 2022 - Jul 2022

  About Company - Shrestha Consultancy Pvt. Ltd. Founded in year deals with consultancy services to various state and central government departments. It has the distinction in effective consulting services for various central and state government department projects. It has been assigned with a project by Ministry of Agriculture, Odisha to access the direct benefit transfer and create an action plan for improving the benefit transfer to the beneficiary.Objective - To access the disbursement of subsidy on agricultural equipment and devices with a view to identify the inconsistency and develop an action plan to resolve the inconsistency and prevent such inconsistency and prevent such inconsistency to recur the future.Discussion and Conclusion - For the study, a list of beneficiaries was created from the government records. A random sample of beneficiaries was drawn from the government records. A random sample of beneficiaries was drawn for verification. So, the beneficiary data on the equipment particulars is verified as per government records.Learning - Using the key concept from strategy management & sustainable I have learned to identify a problem elaborate the same, conceptualize the context, collect and interpret data and create solution. I have also learnt to work in team in a cross-cultural environment and communicate supportively. Show less

  • Intern

    Jun 2022 - Jul 2022

  • Consultant Internship

    Jun 2022 - Jul 2022
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  Bandhan Bank

  Jun 2023 - now

  Managed a 4400 crore portfolio at Bandhan Bank, creating quarterly monitoring reports for the clients to track performance.Prepared 20+ thorough renewal notes for loans in my region, ensuring a solid understanding of credit and compliance factors.Focused on client compliances, regularly assessing and ensuring adherence to rules and bank policies.Implemented an effective system to monitor and address compliance issues, minimizing potential risks.Integrated compliance considerations into the loan renewal process, aligning with regulatory standards.Worked with internal teams to address compliance challenges, fostering continuous improvement.Conducted regular audits to streamline compliance processes and enhance efficiency.Stayed updated on industry changes, communicating relevant compliance updates to stakeholders.Contributed to the bank's commitment to maintaining high compliance standards, reinforcing its reputation for sound financial management Show less 💼 MMG Department, Bandhan Bank 15/062023- PresentActively contribute to the growth and development of Bandhan Bank's Mid and Large Corporate, Emerging Corporate, and Commercial clients.Provide strategic financial advice and solutions to clients, optimizing their financial performance and ensuring adherence to regulatory requirements.Conduct comprehensive financial analysis, including financial modeling, forecasting, and risk assessment.Collaborate with cross-functional teams to structure and negotiate financing deals, tailored to meet clients' unique requirements.Maintain strong relationships with existing clients and identify opportunities for business expansion.✨ Key Skills:Financial Analysis and ModelingRisk Assessment and MitigationInvestment ManagementRelationship ManagementRegulatory CompliancePortfolio ManagementBusiness DevelopmentStrategic Planning💡 Achievements:Recognized for consistently exceeding performance targets, leading to commendation from senior management.Successfully negotiated and closed several high-value financing deals, resulting in increased revenue and market share for Bandhan Bank.Implemented streamlined processes and procedures, improving efficiency and reducing turnaround time for client servicing. Show less

  • Portfolio Manager (Institutional Lending , FIG )

    Jun 2024 - now

  • Management Trainee (Institutional Lending , FIG )

    Aug 2023 - Jun 2024

  • Management Trainee (MMG )

    Jun 2023 - Aug 2023