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Darshana Ratnayake

Darshana Ratnayake

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location of Darshana RatnayakeSri Lanka

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  • Timeline

  • About me

    Director independent non executive

  • Education

    • Omega Institute IFC World Bank affiliate

      2011 - 2012
      Certificate in lending to SME and Individuals Credit Management Pass

      Extensive credit evaluation programme on risks cash flow evaluation opportunity evaluation and financial analysis and interpretation

    • ANZ group

      1995 - 1995
      Certificate in Bank Risk and Credit Exposure Management Bank Credit Risk

      Worked in credit and credit risk and bank operations

    • St Josephs College colombo

      1978 - 1988
      GCE AL Finance, General

      Advanced Level, Ordinary Level

    • Malaysian Institute of Management (MIM)

      2011 - 2011
      Certificate in management Human Resources Management/Personnel Administration, General

    • The London Institute of Banking & Finance

      1993 - 1997
      Certificate in Banking Banking, Corporate, Finance, and Securities Law

    • University of Wales

      2003 - 2007
      Master of Business Administration (M.B.A.) HR and general business Distinction

      General business and finance MBA thesis on industrial relations

  • Experience

    • Anz Grindlays Bank

      Jan 1989 - Dec 1996

      • Credit Officer

        Jan 1995 - Dec 1996

      • Banking Assistant

        Jan 1989 - Dec 1994

    • Société Générale

      Jan 1997 - Sept 1999
      Manager Credit Administration

    • Nupla Corp

      Sept 1999 - Jun 2002
      Account Manager

    • Hatton National Bank PLC

      Jul 2002 - Jul 2013
      Senior manager

      Private Banking , branch banking asset and liability acquisition

    • National Development Bank PLC (NDB)

      Aug 2013 - Nov 2016

      Head of Retail banking. All retail banking products all product sales payment channels and segment profitability and growth Retail Banking , cards and alternate channels credit approvals, product development, asset and liability sales

      • Vice President

        Apr 2015 - Nov 2016

      • Assistant Vice President

        Aug 2013 - Mar 2015

    • Cargills Ceylon PLC

      Dec 2016 - Apr 2017
      Deputy General Manager

      Corporate office digitizing payments

    • Cargills Bank Limited

      May 2017 - Nov 2019

      • Chief Commercial Officer

        Jan 2019 - Nov 2019

      • Deputy General Manager Retail and SME

        May 2017 - Nov 2019

    • Kings Hospital Colombo

      Jun 2019 - now
      Director Corporate Affairs

    • Kings hospital colombo

      Dec 2019 - now
      Consultant Director

    • Orient Finance PLC

      Dec 2019 - now
      Director

    • Kings Cardiac Hospital

      Mar 2020 - now
      Director

    • Idal villa

      Jun 2023 - now
      Managing Director

      Idal villa is a boutique villa specializing in experiential holidays

  • Licenses & Certifications

    • Margin Trading license

      Securities and Exchange comission Sri Lanka
      Jun 2009

    • Risk and exposure management

      ANZ
      Jun 1996