Alexandru Serban

Experience

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  TMF Group

  May 2016 - Aug 2017

  Legal Compliance Officer

  My time with TMF was an incredible learning experience, especially with it being my first job as a legal advisor. Working within a company with a global reach gave me the opportunity to meet clients of all sizes and from all sectors - everyone from a small start-up to a large multi-national. During my time with them, I focused mainly on offering legal assistance for over 200 clients regarding:- Trade Register compliance;- Fiscal authorities compliance;- Know your client and anti-money laundering processes and services;- Immigration law assistance, regarding the employment/secondment procedures;- Transport legislation assistance, including obtaining the transport license for Companies;- Labor Code assistance, including drafting dismissal decisions, memorandums regarding certain legal impacts regarding the dismissal decisions. Show less

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  Rödl & Partner

  Aug 2017 - Sept 2018

  Legal Advisor

  Rodl focuses mainly on audit, legal, management and tax consulting & compliance. I am part of the legal consultancy & compliance department, focusing mainly on:- Drafting, negotiating and reviewing the contracts concluded by the Company (i.e. services contracts, sponsorship agreements, etc.). Most contracts are bilingual (Ro/En).- Fiscal authorities compliance (i.e. representing the Company and the Clients in front of the authorities, in charge of VAT registrations, etc.);- Trade Register compliance (e.g. registering new Companies, submitting all the Company’s changes with the authorities);- Creation and management of the agreements concluded by the Company in its capacity as Data Processor – GDPR Regulation compliance;- Compliance regarding the National Office for the Prevention and Control of Money Laundering (e.g. Client identification forms); Show less

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  Twispay

  Sept 2018 - Apr 2022

  Compliance Officer

  My job description includes the following:• Understanding and applying compliance standards specific to eCommerce domain;• Reviewing and deciding on new applications;• Taking ownership and responsibility for accounts during the underwriting process;• Reviewing active accounts periodically according to the assigned risk level;• Reviewing and processing account updates as needed;• Review general documentation to ensure validity and compliance;• Communicating and assisting via email, internally and externally, to ensure all the details needed for underwriting are available;• Monitoring the system and suggesting improvements in order to streamline the workflow;• Monitoring metrics in order to effectively manage and mitigate risk in regards to the vendor portfolio;• Understanding and balancing between mitigating company risk and loss in revenue;• Spotting suspicious behavior related to partners/affiliates;• Identifying risk and preventing loss from fraudulent activities;• Secure handling of confidential information according to internal compliance procedures and specific training;Also worth mentioning is the fact that I work for a relatively new FinTech, meaning that I get to have a direct input in establishing the KYC/AML procedures in order to be compliant with the European legislation in force (especially AML 5, PSD2 regulations). Show less

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  Bitpanda

  Apr 2022 - now

  Anti-Financial Crime Officer

  • Performing compliance tasks and creating comprehensive compliance documentation (e.g. verifying the legitimacy and origin of both Crypto and FIAT funds by conducting in-depth PoF reviews on high-risk accounts, identifying and escalating unusual patterns or red flags that may indicate money laundering or fraud, reviewing/monitoring existing accounts, preparing and submitting SARs when necessary, documenting findings and recommended actions);• Establishing and maintaining written frameworks (e.g. policies, procedures) for the Anti-Financial Crime area;• Researching and preparing risk assessments for new products and cryptocurrencies and the yearly AML Risk Assessment;• Supporting the AML Officer in daily tasks and duties;• Exploring the boundaries of the fintech industry from a compliance perspective and stay up to date with the latest industry trends; Show less