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Muhammad Kumail

Muhammad Kumail

Software Quality Assurance Engineer

Followers of Muhammad Kumail5000 followers
location of Muhammad KumailCity of Johannesburg, Gauteng, South Africa

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  • Timeline

  • About me

    Digital Product Leader | Fintech & Digital Payments | Product Strategy & Innovation | B2B & B2C Payments | API Integrations | Financial Inclusion | Agile & Scrum | Ex-Bank Alfalah | Ex-HBL Konnect | Ex-Sibisoft | BS-CS

  • Education

    • Karachi University

      2014 - 2017
      Bachelor of Science - BS Computer Science A

      Activities and Societies: UBIT Event Management Society I am proud to have earned my Bachelor of Computer Science degree from the well-known University of Karachi. During my studies, I gained a solid foundation in computer science principles, algorithms, and software development. My education not only gave me technical skills but also sparked my interest in product management. I am passionate about leveraging my technical knowledge to excel in the dynamic world of product management, where I can contribute to building innovative and user-centric… Show more I am proud to have earned my Bachelor of Computer Science degree from the well-known University of Karachi. During my studies, I gained a solid foundation in computer science principles, algorithms, and software development. My education not only gave me technical skills but also sparked my interest in product management. I am passionate about leveraging my technical knowledge to excel in the dynamic world of product management, where I can contribute to building innovative and user-centric solutions. This academic background continues to shape my career in the tech industry and my commitment to delivering valuable products to customers. Show less

  • Experience

    • Sibisoft (Pvt.) Ltd.

      Apr 2018 - Dec 2019
      Software Quality Assurance Engineer

      • Conducted comprehensive testing across multiple software layers including web UI front-end, back-end, and web services to ensure a thorough evaluation of the entire system• Performed in-depth testing at the database level including test case creation and implementation, as well as, monitoring and resolution of production tickets• Effectively conducted testing for integration of multiple global merchants, including Open Edge US, Open Edge Canada, Pay Pros, Ets-Emv, Sage Pay, EFTPOS Australia, and EFTPOS New Zealand• Collaborated with cross-functional teams to ensure timely delivery of services, perform UAT and manage database (SQL server) Show less

    • HBL - Habib Bank Limited

      Dec 2019 - May 2023
      Product Expert - Konnect Digital Channels (Financial Inclusion Group)

      • Worked on B2B and B2C business solutions in the capacity of Product expert, within the ‘Konnect and Digital Channels’ domain• Managed overall product lifecycle of HBL Giant Products including but not limited to 1) Konnect by HBL, 2) HBL Konnect Agent Portal, 3) HBL- PAY, 4) Konnect Merchant App and 5) Merchant Onboarding & RAAST-P2P, etc.• Co-executed the launch of ‘Konnect Mobile Wallet’ application and provided cross-functional support for Digital merchant onboarding, and QR payments• Facilitated in bringing new products to market by analyzing product requirements and product development programs• Prepared short-term and long-term product goals & objectives for senior management review• Managed complete product management lifecycle on Azure DevOps & JIRA.• Coordinated with Digital IT on validation of services, technical development of products and procedural testing (QA, UAT) Show less

    • Bank Alfalah Limited

      Jun 2023 - Jan 2025
      Product Manager- Digital Innovation & Integration (Digital Fintech Group)

      • Led the integration of ‘Befiler’ platform within the Alfa app, aimed at providing customers convenient tax filing services • Leading the development of various products under the ‘Personal Financial Management’ umbrella, to enable customers to intuitively and actively manage their financials • Coordinating with the Data Science function to gamify the investment experience via Alfa app, and, to provide customers with customized investment recommendations based on their profile • Drafted pre-launch documents including but not limited to Customer Journey, BRD, FSD, PPG, SOP & Field Rep. education • Conceptualized and drafted wireframes/screens on Figma for optimized UI/UX experience Show less

    • Fiverr

      Jan 2025 - now
      Freelance Digital Innovation Specialist & Consultant

      • Providing product management consulting for fintech and digital banking startups, focusing on digital payments, financialinclusion, and personal finance products• Assisting clients in requirement gathering, product strategy, and user experience (UX) design• Developing product roadmaps, creating BRD, PPG, and SOPs for digital products• Conducting market research, competitor analysis, and feasibility studies for fintech solutions

  • Licenses & Certifications