Nehal Pareek

Experience

• 

  Bloomberg News

  Jul 2014 - May 2015

  Research Assistant Intern
• 

  EazyDiner

  Dec 2015 - Jul 2017

  Business Analyst
• 

  Scotiabank

  Sept 2018 - Mar 2020

  • Universal Banker

    Oct 2019 - Mar 2020

  • Customer Service Representative

    Sept 2018 - Oct 2019
• 

  RBC

  Mar 2020 - now

  *Make prudent credit decisions on complex mortgage files exceeding $3.75 million, ensuring compliance with underwriting policies and guidelines.*Adhere to privacy, anti-money laundering, and anti-fraud policies, filing Unusual Transaction Reports as needed to detect financial crimes activity.*Provide consistent, objective risk assessments, negotiating loan terms to align with client interests and RBC's risk tolerance.*Conduct meticulous reviews of mortgage files, recommending deals for final approval and maintaining detailed notes for accurate decision-making.*Manage end-to-end mortgage process efficiently, issuing conditional commitments within defined timelines. Collaborate with internal partners for quality transactions and stay updated on industry trends for a competitive edge. Show less • Surpassed performance expectations by achieving a remarkable 110% overall target in FY2022 and maintaining an impressive 121% year-to-date achievement in FY2023 at RBC.• Orchestrated structured lending deals and formulated credit recommendations grounded in robust lending principles.• Effectively managed risk exposure, implementing strict adherence to policy and audit requirements, thereby preventing bank losses.• Upheld data integrity and meticulous documentation standards across all lending files to ensure compliance and transparency.• Demonstrated agility by providing swift responses to time-sensitive files without compromising accuracy and thoroughness in the application process.• Delivered high-caliber investment advice based on sound investing principles and an extensive understanding of mutual fund and term investment options.• Provide personalized support to small and medium-sized businesses at RBC, specializing in commercial banking.• Supported our business advice partners in managing a varied client base, including corporations, trusts, sole proprietors, partnerships, cooperatives.• Provides referrals to treasury, merchant services, small business account managers, mid-market commercial and commercial real estate when beneficial. Show less

  • Adjudication Associate/Credit Analyst

    Jul 2022 - now

  • Financial Advisor

    Jan 2021 - Jul 2022

  • Banking Advisor

    Mar 2020 - Jan 2021