Andrew Guthrie

Experience

• 

  U of C Federal Credit Union

  Jan 2000 - Jan 2008

  Branch Supervisor
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  Elevations Credit Union

  Jan 2000 - Apr 2008

  Branch Supervisor

  Achievements∆ Created new method of cross-training tellers and member service/lending staff on back office duties, heightening the level of service provided to members.∆ Developed four senior team members’ supervisory skills by coaching them on proper and timely branch closing procedures.∆ Recognized as face of company with picture on the cover of brochures and monthly statements during name change to Elevations.∆ Conducted in-depth training of select employee groups on establishing Health Savings Accounts (HSAs), the first institution in the area to offer such accounts, which established and enhanced relationships with potential and current clients.∆ Served as member on Fraud Project Team, developing Fraud Specialist job description and co-authoring the organization’s first fraud policies, which standardized all departments’ procedures on fighting fraud; policies were so thorough it eliminated the cost of hiring a Fraud Specialist.∆ Developed and delivered all staff training for new Online Account Opening.∆ Managed a cash ordering project, which reduced cash on hand up to 20% with no disruption to member services.∆ Helped individuals turned down for loans improve budgeting, credit scores and overall finances. Duties• Oversee all branch operations of Elevations Credit Union’s largest branch/department with $280 million in deposits, 23,000 members, annual profits exceeding $1 million and winner of the “Boulder Gold” prize for the area’s best financial institution nine consecutive years.• Responsible for cross-functional team representation, process mapping, audit compliance, escalated member issues and vault cash management.• Hire, supervise, and conduct performance evaluations for up to 27 employees.• Assist members with new account transactions, safe deposit administration, and answered lending-related questions including home-equity-lines-of-credit, second mortgages, auto loans, secured loans, and credit cards. Show less

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  Credit Union Association of Colorado

  May 2008 - Jan 2011

  Compliance & Operations Consultant

  Achievements ∆ Designed process maps for regulatory audits.∆ Created checklists for consumer regulatory audits.∆ Designed and delivered training workbooks highlighting regulatory changes and solutions to common errors.∆ Started and maintained compliance blog to keep member credit unions updated in regulatory changes.∆ Organized focus groups to improve Compliance Solutions.Duties• Trade association representative of 131 credit unions in Colorado and Wyoming consulting in regulatory compliance and all operational areas.• Management of Compliance Solutions.• Perform quality assurance on all departmental audits prior to client delivery.• Facilitation of strategic planning sessions.• Training of Boards of Directors and staff on regulatory compliance topics.• Compliance auditing.• Operational consulting. • Management of sub-contractors. Show less

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  Colorado Capital Bank

  Jan 2011 - Jul 2011

  Vice President - Compliance Officer

  Achievements∆ Joined new management team of Bank on FDIC watch list.∆ Developed comprehensive compliance program launched through all functional areas of the Bank.∆ Created audit and review schedules for individual departments and compliance team.∆ Led thorough audit of the residential mortgage department.∆ Scrubbed, corrected and re-submitted HMDA LAR for 2010 and 2011.∆ Worked closely with the FDIC to ensure proper progress towards goals.Duties• Formulating risk matrices.• Writing compliance policies and procedures.• Document review.• Developing and delivering training on regulatory changes.• Establishing buy-in for successful program changes.• Backup Bank Secrecy Act (BSA) officer responsible for 314(a) searches, CTR/SAR filings, OFAC validations, and file maintenance requirements.• Responsible for departmental transition and hand-off to First Citizens Bank. Show less

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  Veritate LLC

  Jul 2011 - Oct 2013

  Founder, Managing Partner

  Achievements∆ Lead strategic planning sessions which resulted in goal achievement. ∆ Streamlined operational procedures to increase efficiency. ∆ Established Compliance Management Programs at multiple banks.∆ Formulated risk matrices to establish environmental and regulatory baselines for planning purposes.∆ Researched and reported pros and cons for potential charter conversion.∆ Designed Fair Lending programs which earned high praise from regulators.∆ Developed a Master Compliance Training Program for a bank holding company.Duties• Facilitate strategic planning sessions.• Analyze operations and recommend efficiencies. • Design structure for regulatory examination responses.• Supervise Fair Lending audit including narrative generation and reporting to Board of Directors.• Note regulatory non-compliance and recommend changes to policies and procedures.• Assist in reorganization of compliance departments to handle regulatory requirements in a more efficient manner.• Deliver training on regulatory concerns including, but not limited to, Fair Lending and BSA.• Independent Bank Secrecy Act audits.• Independent consumer compliance audits.• Facilitate strategic planning sessions. Show less

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  FoolProof Financial Education Systems Inc.

  Jul 2013 - May 2014

  Chief Operating Officer

  Achievements∆ Developed a strategic plan which included the launch of a foundation. ∆ Engaged new partner organizations to bring consumer education to their communities. ∆ Streamlined operational procedures to increase efficiency. ∆ Lead team in creation of a resource guide for our partners’ outreach efforts.Duties• Oversee daily operations.• Strategic plan management. • Primary contact for partners. • Project manager.

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  The FoolProof Foundation

  May 2014 - now

  Achievements∆ Developed plan to launch a new 501(c)(3) non-profit.∆ 2021 EIFLE Financial Literacy Game of the Year for The Neighbormood.∆ 2021 Champion and Champion-Quality Awards from the Hong Kong Investor and Financial Education Council. ∆ Spearheaded successful launch of the Walter Cronkite Project. ∆ Continued 30-50% user growth in high school program.∆ Developed and delivered new resources for adults to complete 2Gen strategic vision.∆ Recruited new consumer voices for article and video publication. Duties• Public face for Foundation through media requests.• Oversee daily operations.• Strategic plan management. • Draft budgets for Foundation projects. • Work with fellow non-profits to bring financial literacy to their clients and staff.• Write monthly consumer news column. • Draft policies and procedures. Show less

  • Executive Director

    Oct 2022 - now

  • Chief Operating Officer

    May 2014 - Oct 2022