Rajesh Raja

Experience

• 

  Patni Computer Systems

  Jun 2004 - Jun 2006

  Software Engineer

  • Involved in Product development & Client negotiation• Bagged Best Team Award for successful execution of ‘Very Important R&D’ category project for Hitachi

• 

  GE Commercial Finance

  Jan 2007 - Jan 2007

  Summer Intern

  • Part of the team to structure infrastructure financing model for investments through special purpose vehicle and project finance mechanisms involving a consortium of banks.• Involved in client engagements with top infrastructure companies of India and consortium of banks.• Selected as Lead for all the summer interns in Mumbai

• 

  Barclays Bank

  Jun 2008 - Oct 2010

  Credit Analyst

  • Responsible for risk analysis and execute deals in association with Senior Relationship Manager in Major Corporate Division for clients with over INR 10 bn turnover• Responsible for analyzing the financial performance, structure the transactions and to put-up credit proposals.

• 

  Standard Chartered Bank

  Oct 2010 - now

  • Perform detailed credit risk analysis of Large corporate clients and present Business Credit analysis & the deal structure to Risk authorities. Experienced in Corporate Finance transactions• Liaise with Trade, Financial Markets, operations team, products team, Legal, Compliance etc to finalize the deal structure• Analyse and structure high value transactions with stringent operational/ transaction based risk mitigants • Track the financial performance of the clients and establish good relationships with the clients to closely monitor the performance of the company.• Perform thorough analysis to identify the new relationships that can be on-boarded in the bank• Ensure compliance to credit policies, regulatory requirements and audit Show less • Managed coverage for 17 corporate groups and worked with Senior RM in exceeding the target revenue in 2011 & 2012• Executed Structured finance, working capital finance, ECB transactions, corporate finance & trade finance transactions across the clients and ensured higher limit utilization across the portfolio• Ensured timely execution of deals with strong client relationships and liaised with various stakeholders including Credit, Legal, compliance, trade etc• Managed one of the largest volumes of transactions and ensured ~90% limit utilization• Managed monthly segment revenue across the country to ensure that there is no revenue leakage and planned RWA reduction measures Show less

  • Director - Risk Management & Credit Analysis

    Nov 2021 - now

  • Director - Credit Analysis

    Oct 2012 - Oct 2021

  • Asst. Relationship Manager

    Oct 2010 - Oct 2012